The Future of Retirement

The Future of Retirement

We’re here to discuss your retirement needs

59% want to retire 
for the freedom to travel or persue other interests.

The Future of Retirement report represents the views of more than 18,000 people in 17 countries regarding their retirement aspirations. The report compares the real-life experience of today's retirees with the views and expectations of those still working towards retirement.

Access Our Future of Retirement Report.

View the Canadian report
Infographic: Canada Infographics of key findings

See how your views on retirement compare with other Canadians.

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Retirement Tips & Tools

A secure retirement depends on the investment decisions you make today.

HSBC STEP Program Retirement Planner Do you know what it may take to create a secure retirement?
Use this calculator to help you create a simple retirement plan. Learn more
HSBC STEP Program RRIF Payments Calculator Determine how much you should withdraw from your RRIF account each year. Learn more
HSBC STEP Program RRSP Tax Tips Learn how to make the most of your RRSP contributions. Learn more
HSBC STEP Program RRSP Loan Calculator See how an RRSP loan could help jump start your retirement savings or catch up on available contribution room. Learn more

1 Mutual Fund Investments distributed by HSBC Investment Funds (Canada) Inc. (“HIFC”). HIFC is a direct subsidiary of HSBC Global Asset Management (Canada) Limited and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island. HSBC Global Asset Management (Canada) Limited is the manager and primary investment advisor for the HSBC Mutual Funds. HSBC Investment Funds (Canada) Inc. is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer. Their values change frequently and past performance may not be repeated. The unit value of money market funds may not remain constant.

2 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.

All calculators on www.hsbc.ca are for informational and general illustrative purposes only and may be based on assumptions, dates and projections that may not be correct or applicable.