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The HSBC BusinessVantage MasterCard is more convenient than cheques or cash payments, allowing you to:
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Manage Cash Flow: Have the purchasing power you need
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Keep Track of Expenditures: Separate cards for business spending
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Gain Flexibility: Add accounts for employees with separate spending limits
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Access Timely and Relevant Information: Track and review business spending online
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Earn Rewards for Cardholders: Earn Rewards Points to use for travel, gift cards or merchandise or receive a full 1% Cash Back rebate
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Protect Your Purchases:1 Cover loss, theft or damage for 90 days from the purchase date and double the original manufacturer’s warranty up to one additional year
Online Access
Check your Account details, review transactions, and inquirie about your account.
Questions?
Have an HSBC Relationship Manager contact you
Call us at 1-866-808-HSBC (4722)
Our flexible approach allows you to customize the HSBC BusinessVantage MasterCard solution to reflect your business needs:
- Select a card that gives the protection you need
- Choose a Rewards Program for each cardholder
- Obtain greater peace of mind for your cardholding personnel with optional Travel & Medical Insurance1
HSBC BusinessVantage MasterCard
- A convenient alternative to cash and cheques for everyday business expenses.
- Protect your business purchases with Purchase Assurance and Extended Warranty coverages1
HSBC BusinessVantage Plus MasterCard
All the benefits of the HSBC BusinessVantage MasterCard, plus extended protection for business travelers:
- Car Rental and Trip Insurance1 – Includes Collision DamageWaiver Insurance, Car Rental Personal Effects Insurance and Common Carrier Accidental Death and Dismemberment Insurance.
- Travel Assistance2 – emergency cash transfer, lost document/ticket replacement assistance, lost luggage assistance and pre-trip planning
- Legal Assistance2 – referral to local legal advisor and assistance with arranging for emergency cash advances for legal fees and bail
- Roadside Assistance3 – 24-hour phone number providing referrals for road service including battery boosts, locked keys, flat tires and more
HSBC BUSINESSVANTAGE MASTERCARD CARD COMPARISON
| BusinessVantage MasterCard | BusinessVantage Plus MasterCard | |
|---|---|---|
| Annual Fee | $15 | $75 |
| Grace Period | 21 days | 21 days |
| Annual Interest Rate | 19.9% | 19.9% |
| Online Account Overview |  |
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| MasterCard Emergency Services | |
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| Extended Warranty Insurance | |
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| Purchase Assurance | |
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| Car Rental Insurance | |
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| Trip Insurance and Assistance | |
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| Legal Assistance | |
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| Roadside Assistance | |
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| Optional Travel & Medical Insurance1 | Annual premium of $109, including applicable taxes, per card | |
| HSBC Rewards Program5 – Choose from one of 2 world-class programs for an annual fee of only $45 per cardholder | ||
| HSBC Business Card Rewards Program Earn 1 Rewards Point for each $1 of eligible purchases with the HSBC BusinessVantage MasterCard. |
Welcome Bonus of 1,000 Rewards Points4 | Welcome Bonus of 5,000 Rewards Points4 |
| HSBC Cash Back Rewards Get a return on your investment. |
Earn a 1% rebate on eligible purchases which will be credited to the Account annually.7 | |
™ HSBC BusinessVantage is a trademark of HSBC Holdings plc used by HSBC Bank Canada under license.
® MasterCard and Cirrus are registered trademarks of MasterCard International Incorporated. Used pursuant to license.
1 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions®* companies. All insurance is subject to limitations and exclusions. Please refer to the Certificate of Insurance for full terms, conditions and limitations. ®*Assurant Solutions is a Registered Trademark of Assurant Inc.
2 Travel Assistance and Legal Assistance are assistance and referral services, not insurance. Any costs incurred for or in connection with such services will be charged to your HSBC BusinessVantage MasterCard Account. Please refer to the Assistance Services section contained in the Cardholder Manual for specific terms, conditions and limitations.
3 Roadside Assistance available in North America at pre-negotiated rates which will be billed to your HSBC BusinessVantage MasterCard.
4 Rewards Points are awarded for eligible purchases charged to an HSBC BusinessVantage MasterCard Account, less credits for returns, refunds, rebates and adjustments. No rewards points are earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Welcome Bonus will be credited when the cardholder makes an eligible purchase with their HSBC BusinessVantage MasterCard following enrollment. Limit of one bonus per account. Residents of Quebec have the option to call HSBC MasterCard Customer Care to receive their bonus. Bonus Offer valid until March 31, 2012.
5 Rewards programs are available to individual cardholders. HSBC is not responsible for any federal and/or provincial tax liability, including income tax, arising from the issue or redemption of Rewards Points or Cash Back rebate. HSBC does not issue tax receipts. Please review tax consequences with your advisor.
6 All rewards offered are subject to the current Terms and Conditions of the HSBC Business Card Rewards program. Conditions apply.
7 Cash Back rebate is earned on eligible purchases charged to an HSBC BusinessVantage MasterCard Account, less credits for returns, refunds, rebates and adjustments. No rebate is earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Cash Back rebate is accumulated and credited to the individual HSBC BusinessVantage MasterCard Account annually on the January statement, provided the Account is in good standing. Please refer to the HSBC Cash Back Rewards Terms and Conditions for complete details.
