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Immigrant Investor Financing Options

The investment requirement under both Immigrant Investor Programs (Federal and Quebec1) is C$800,000 and yields no interest (0%). The following financing options are available to assist investors with financing either program:

Up-Front Financing Package

  • Remit an up-front amount that comprises of all fees and interest cost for the 5-year loan to HSBC and we will arrange for the funds to be advanced by way of a loan to complete the C$800,000 investment requirement
  • No monthly payments required
  • You will not receive any interest or capital return at maturity of your investment period
  • Total cost of this Up-Front Financing Package is limited to your initial remittance that is agreed upon with HSBC

Interested in Our Immigrant Investor Program?

Find out if you qualify (and how HSBC can help)

Contact an HSBC capital representative We can answer you questions in English, French, Spanish, Mandarin and Cantonese.

Email us at: hsbc_capital@hsbc.ca

Flexible Financing Package

  • Requires investment of the entire C$800,000
  • Apply after obtaining Permanent Resident Visa and settling in Canada
  • Provides you with a personal line of credit with HSBC Bank Canada, at a preferential rate of interest, using your C$800,000 investment as security

Benefits – HSBC Premier

No matter which investor program or financing option you choose, you will automatically be eligible to benefit from HSBC Premier, our comprehensive suite of personal financial services, including:

  • Personalized one-to-one service with a Relationship Manager
  • Unlimited banking transactions in-branch, ABM2, by Telephone Banking, or online through Internet Banking
  • An unsecured line of credit at preferential rates (subject to credit requirements)
  • HSBC Premier MasterCard®, loaded with features and with no annual fee
  • Preferred interest rates on term deposits, GIC and personal loans 

Immigration Resources

Citizenship and Immigration Canada

Immigrate to Québec: Immigrant Investor Program

Immigrate to Canadian Provinces outside of Québec: Immigrant Investor Program

Try Our Calculators

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HSBC Premier

Premier

Wherever you live or travel across the globe, you can always expect a warm welcome with HSBC Premier.

1Quebec Program is for investors intending to establish permanent residence in the province of Quebec. The Federal Program is for investors intending to establish permanent residence anywhere in Canada, outside of Quebec.

2Some financial institutions charge an additional convenience fee to use their ABMs which is not included in your HSBC Premier Package.

® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.