Rates and Calculators

Investment Rates

These rates are updated when rates change. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Interest is not compounded unless specifically indicated below.

HSBC Mutual Fund Daily Unit Prices

Guaranteed Investment Certificates

Updated 2012-01-20

Term Length	Monthly Interest (min. $5000)	Semi-annual Interest (min. $1000)	Annual Interest (min. $1000)	Annual Compound Interest (min. $1000)	Interest at Maturity (min. $5000)
30 Days	-	-	-	-	0.55%
60 Days	-	-	-	-	0.65%
90 Days	0.60%	-	-	-	0.85%
120 Days	0.60%	-	-	-	0.85%
180 Days	0.75%	-	-	-	1.00%
270 Days	0.75%	-	-	-	1.00%
1 year	0.80%	0.925%	1.05%	1.05%	1.05%
2 years	0.95%	1.075%	1.20%	1.20%	-
3 years	1.10%	1.225%	1.35%	1.35%	-
4 years	1.25%	1.375%	1.50%	1.50%	-
5 years	1.55%	1.675%	1.80%	1.80%	-

For non-compounded interest option, interest is calculated daily, non-compounded and paid at the interval as opted by you (which may be monthly, semi-annually, annually or at maturity). For compounded interest option, interest is calculated daily, compounded annually and paid at maturity. No early redemption.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Redeemable GIC

Updated 2012-01-09

Term Length	Interest Rate (min. $1000)
Available for non-renewable 1 year terms only.	0.95%

Redeemable on or after 90 days with no interest penalty. Redeemable at 0% interest during the first 89 days. Interest is calculated daily, non-compounded and paid at time of redemption or at maturity.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Canadian Dollar Term Deposits

Updated 2012-01-20

Term Length	Monthly Interest (min. $5000)	Semi-annual or Annual Interest (min. $1000)	Maturity Interest (min. $5000)
30 days	-	-	0.40%
60 days	-	-	0.50%
90 days	0.50%	-	0.70%
120 days	0.50%	-	0.70%
180 days	0.55%	-	0.80%
270 days	0.55%	-	0.80%
1 year	0.675%	0.80%	0.80%
2 years	0.825%	0.95%	-
3 years	0.975%	1.10%	-
4 years	1.075%	1.20%	-
5 years	1.425%	1.55%	-

Interest is calculated daily, not compounded and is paid at the interval as opted by you (which may be monthly, semi-annually, annually or at maturity). Rates available on request for deposits of $100,000 or more.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

U.S. Dollar Term Deposits

Updated 2011-12-01

Term Length	Maturity Interest
30 days	0.05%
60 days	0.10%
90 days	0.15%
120 days	0.20%
180 days	0.25%
270 days	0.30%
1 year	0.35%

Redeemable prior to maturity with no interest paid. Interest is calculated daily, not compounded and paid at maturity. Rates available on request for deposits over $100,000.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.