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Saving Accounts

High Rate Savings
Apply now for a Canadian Dollar High Rate Savings Account
HSBC Advance Savings
Learn more about HSBC Advance
Monthly administration fee Free

A high interest savings account that is part of the HSBC Advance package. Enjoy the flexibility and benefits of an online savings account and more…

  • No minimum balance, no monthly fees
  • Earn interest on every dollar
  • Bank-to-bank transfer feature allows you to move your money to and from your accounts with other Canadian financial institutions

See full rate details here2

Interest rates1 See full rate details here2
Interest calculated daily and paid monthly Yes
Currencies available Canadian
Fees for 'self serve' debit transactions3 $1.00 each
Fees for using HSBC Bank Canada and THE EXCHANGE®1 ATMs No fee
Fees for any other ATMs4 $1.50 each
ATM fee outside of Canada4 $3.00 each
In branch withdrawal $1.00 each

Regular Savings Accounts in CAD and foreign currencies (U.S., Euro, Swiss, British, Japanese) and Investment Savings Accounts are no longer offered by HSBC. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch.

1 Rates are subject to change without notice
2 Interest is only paid on balances up to $1,000,000 in the currency of the Account.
3 Including Telephone Banking and Personal Internet Banking withdrawals, Interac ®3 Direct Payments, ATM withdrawals/transfers out and pre-authorized/electronic debits. Fee does not apply to transfers from a High Rate Savings Account to another HSBC Bank Canada account in the same name. Interac ®3 Direct Payments, ATM withdrawals/transfers out and pre-authorized debits not available for Foreign Currency High Rate Savings accounts and Foreign Currency Savings Accounts.
4 Some banks charge an additional fee to use their ATMs
®1 THE EXCHANGE is a registered trademark owned by Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.
®3 Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.