Updated 2010-01-07
| Amount | Interest Rate ** |
| On the entire balance when your daily closing balance is up to $49,999.99 | 0.80% |
| On the entire balance when your daily closing balance is between $50,000 and $99,999.99 | 0.80% |
| On the entire balance when your daily closing balance is $100,000.00 and over * | 0.80% |
| Amount | Interest Rate ** |
| On the entire balance when your daily closing balance is between $0 and $1,000,000.00 * | 0.80% |
| Interest Rate ** | |
| 1 year term only (min. $1,000) | 0.20% |
| Redeemable after 89 days with no interest penalty. No interest paid if redeemed within 1-89 days. Interest paid at maturity or upon redemption. |
| Short Term | Monthly Interest (min. $5,000) | Interest at maturity (min. $5,000) |
| 30 days | - | 0.15% |
| 60 days | - | 0.15% |
| 90 days | 0.00% | 0.15% |
| 120 days | 0.00% | 0.15% |
| 180 days | 0.00% | 0.20% |
| 270 days | 0.00% | 0.20% |
| Long Term | Monthly Interest (min. $5,000) | Semi-annual or Annual Interest (min. $1000) |
| 1 year | 0.15% | 0.40% |
| 2 years | 0.90% | 1.15% |
| 3 years | 1.20% | 1.45% |
| 4 years | 1.35% | 1.60% |
| 5 years | 1.75% | 2.00% |
| Redeemable prior to maturity receive no interest. Interest is not compounded and is paid at the intervals shown. Rates available on request for deposits of $100,000 or more. |
| * No interest is paid on the portion of the balance in excess of $1,000,000.00. |
| ** Interest paid monthly and calculated on daily closing balance. |
| Interest rates are expressed on a per annum basis. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. |
| Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details. |
The following accounts are no longer offered by HSBC: Regular Savings Accounts (CAD & foreign currencies), Performance Chequing – Standard, Performance Chequing – Student, Performance 60 (CAD & USD), Performance Plus and Activity, (CAD & USD), and Investment Savings Accounts. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch.