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Introducing the NEW HSBC Advance Rewards Program
The HSBC Advance Rewards Program is for HSBC Advance clients who want to turn their spending into a world of options. Here's how the program works.
Use your HSBC Advance MasterCard for all your everyday purchases, and you'll earn 1 Rewards Point for $1 in eligible purchases.1
Below is an example of how quickly your Rewards Points can add up when you use your card for all your everyday spending needs.
| Spending Category* | Monthly Spending | Monthly Rewards Points |
| Entertainment | $500 | 500 |
| Shopping & Groceries | $800 | 800 |
| Gas | $200 | 200 |
| Monthly Bill Payments | $500 | 500 |
| Total Monthly | $2,000 | 2,000 |
| Total Annual Spending | $24,000 | 24,000 |
*Assumes that all expenditures made in each category are Purchases that are eligible to earn Rewards Points.
Redeeming Your Rewards Points
You can redeem your Rewards Points for a range of rewards, including:
- Book Your Own Travel – Planning a family vacation? The flexibility of the HSBC Advance Rewards Program allows you to arrange all of your travel needs, including flight, hotel and car rentals. Contact HSBC Rewards at
1-866-688-HSBC within 60 days to redeem your Rewards Points for a statement credit towards your purchase.- Book your trip however you want – Online, through your travel agent or directly with the airline of your choice.
- Provides you flexibility – Plan the trip you want, whenever you want.
- Find the best deals – Take advantage of seat sales or last minute specials.
- Financial rewards – Use your points to pay down your HSBC Bank Canada residential mortgage (use the calculator to see how much you can save), to make a contribution to an HSBC Advance Savings account, or towards a statement credit on your HSBC MasterCard Account.
- Gift cards and merchandise – Choose gift cards from a variety of stores or select from over 150 premium merchandise options.
Additional Bonus Rewards Points – Effective January 1, 2012
Introducing a new way for enrolled cardholders to earn extra Rewards Points just by using your card. When you reach $10,000 in eligible net purchases for the calendar year, you'll automatically begin to earn 20% more Rewards Points up to a maximum of 5,000 Bonus Rewards Points.2
For example, if your net purchases for the year are $15,000, you'll earn 15,000 Rewards Points, plus an additional 1,000 Bonus Rewards Points on the additional $5,000 spent above $10,000 ($5,000 x 20% = 1,000 Additional Bonus Rewards Points).
Total Rewards Points: 15,000 + 1,000 = 16,000
On January 1 of each year, the amount of your annual purchases (for purposes of calculating the bonus Rewards Points) resets to zero.
All rewards offered are subject to the current Terms and Conditions of the HSBC Advance Rewards Program. Restrictions and conditions apply.
For more information on these great rewards and how to redeem your Rewards Points, please visit rewards.hsbc.ca.
1 Rewards Points are awarded for eligible purchases charged to your Account, less credits for returns, refunds, rebates and adjustments. No Reward Points are earned on cash advances (including balance transfers and Convenience Cheques), optional services, interest charges or fees.
2 You must be enrolled in the HSBC Advance Rewards Program to be eligible for bonus Rewards Points and your HSBC Advance MasterCard Account must be in good standing. Each calendar year, if you reach $10,000 in Net Purchases on your Account before the end of the calendar year, you will earn bonus Rewards Points equal to 0.2 Points for every additional $1.00 of Net Purchases charged to your Account up to a maximum of 5,000 in bonus Reward Points. "Net Purchases" includes most purchases of goods and services that are charged to your Account, less credit for returns, refunds, rebates and adjustments. No Rewards Points are earned on cash advances (which includes balance transfers), optional services, interest charges or fees. See the HSBC Advance Rewards Program Terms & Conditions for details. Offer subject to change from time to time, visit rewards.hsbc.ca for further information.
