The world's local bank
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|---|---|---|---|---|---|
| * Interest rates will increase by 5% per annum if two consecutive Minimum Payments are not made or if three Minimum Payments are not made within the previous 12-month period. The higher rates will apply until the Minimum Payment is made on time for six consecutive months. | |||||
| Acceptance at over 23 million establishments worldwide | Yes | Yes | |||
| Access to cash at 900,000+ ABMs around the world | Yes | Yes | |||
| Emergency cash and card replacement | Yes | Yes | |||
| Purchase Assurance®1 | No | Yes | |||
| Extended Warranty Insurance1 | Yes | Yes | |||
| Car Rental Insurance1 | No | Yes | |||
| Trip Insurance1 and Assistance | No | Yes | |||
| Legal Assistance6 | No | Yes | |||
| Roadside Assistance2 (24-hour number providing referral for road service) | Yes | Yes | |||
| Annual fee | No fee | $60 | |||
| Annual Interest Rate on purchases and cash advances3 | 19.9%* | 19.9%* | |||
| Grace period on purchases | 21 days | 21 days | |||
| Annual Fee for Optional Rewards Programs (HSBC Cash Back Rewards or HSBC Travel & Merchandise Rewards Program) |
$35 annual Rewards Program fee charged upon initial enrollment by Primary Cardholder, plus an additional $35 charged annually for each supplemental card issued on the Account. | $35 annual Rewards Program fee charged upon initial enrollment by Primary Cardholder, plus an additional $35 charged annually for each supplemental card issued on the Account. | |||
| Bonus Rewards Points when you choose the HSBC Travel & Merchandise Rewards Program4 | 1,000 | 5,000 | |||
| Annual Interest Rate on purchases with the Low Interest Rate Option5 | 12.9%* | 12.9%* | |||
| Annual Interest Rate on cash advances with the Low Interest Rate Option5 |
12.9%* | 12.9%* | |||
| Additional Annual Fee for the Low Interest Rate Option5 | $25 | $25 | |||
| Grace period on purchases with Low Interest Rate Option5 | 23 days | 23 days | |||
See full Rates and Fees here.
* Interest rates will increase by 5% per annum if two consecutive Minimum Payments are not made or if three Minimum Payments are not made within the previous 12-month period. The higher rates will apply until the Minimum Payment is made on time for six consecutive months.
®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
1 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions™ companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates for complete details.
2 Roadside assistance available in North America at pre-negotiated rates which will be billed to your HSBC MasterCard.
3 Subject to credit availability and any predetermined limits on cash advances from an ABM. Cash advance fee will apply.
4 Welcome bonus will be credited when you make the first purchase with your HSBC MasterCard following enrollment. Limit of one bonus per account. Residents of Quebec have the option to call HSBC MasterCard Customer Care to receive their bonus. Bonus Points offer is valid until June 30, 2010.
5Low Interest Rate Option is not available in Quebec.
6Please refer to the Assistance Services section in the Certificate of Insurance contained in your Cardholder Manual for full specific terms, conditions and limitations.
