Internet Banking:

HSBC Gold MasterCard®

Insurance & Assistance Features:

  • Purchase Assurance®1 and Extended Warranty Insurance1: Covers loss, theft or damage, up to 90 days after purchase and doubles manufacturer’s warranty up to one additional year
  • Car Rental Insurance1: Includes Collision Damage Waiver Insurance, Accidental Death and Dismemberment Insurance, and Personal Effects Insurance
  • Trip Insurance1 and Assistance: Includes Common Carrier Accidental Death and Dismemberment Insurance, Unexpected Return Home Insurance. Travel assistance services including: emergency cash transfer; lost document/ticket replacement assistance; lost luggage; and pre-trip assistance
  • Legal Assistance5: Referral to local legal advisor and assistance with arrangements for emergency cash advances for legal fees and bail
  • Roadside Assistance2: 24-hour phone number provides referral for road service including, battery boosts, locked keys, flat tires, gas, and more
  • Additional fee-based optional services include CreditCare Insurance3 and Travel and Medical Insurance1

Rates & Fees :

  • $60 annual fee
  • 19.9%* Annual Interest Rate on purchases and cash advances
  • Low Interest Rate Option (Not available in Quebec)
  • Complete Rates & Fees breakdown

Rewards:

Choose the rewards that are right for you for an additional fee of $35 a year for each card issued on your MasterCard Account, including all supplemental cards:

* Interest rates will increase by 5% per annum if two consecutive Minimum Payments are not made or if three Minimum Payments are not made within the previous 12-month period. The higher rates will apply until the Minimum Payment is made on time for six consecutive months.
® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
1 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates for complete details.
2 Roadside assistance available in North America at pre-negotiated rates which will be billed to your HSBC MasterCard.
3 The optional CreditCare insurance product is underwritten by Household Life Insurance Company and American Bankers Insurance Company of Florida and is provided to eligible HSBC MasterCard cardholders on a group basis. All benefits are subject to exclusions and limitations, see your certificate for more details.
4 Welcome bonus will be credited when you make the first purchase with your HSBC MasterCard following enrollment. Limit of one bonus per account. Residents of Quebec have the option to call HSBC MasterCard Customer Care to receive their bonus. Bonus Points offer is valid until June 30, 2010.
Please refer to the Assistance Services section in the Certificate of Insurance contained in your Cardholder Manual for full specific terms, conditions and limitations.