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Get enhanced protection for your HSBC MasterCard with these optional services (available for an additional fee).
CreditCare®* Insurance1
- Helps protect your account in the event of unforeseen circumstances that can seriously jeopardize your ability to meet your monthly payments on your HSBC MasterCard account.
- Available for a fee of $0.99 per month (plus applicable taxes) on every $100 of your average daily balance.
- If you purchase CreditCare Insurance, please refer to the CreditCare Insurance Certificate for full terms, conditions and limitations. For more information, including the cancellation policy, please refer to the CreditCare Insurance Summary of Coverage.
- For more information or to apply, please call 1-866-406-HSBC (4722).
- CreditCare Insurance Certificate
- CreditCare Insurance Summary of Coverage
Travel and Medical Insurance2
- Travel and Medical Insurance gives you peace of mind knowing that you are protected against unexpected costs due to travel emergencies for unlimited trips up to 17 days.
- Available for a fee of $69 annually (including applicable taxes).
- If you enroll in Travel and Medical Insurance, please refer to your Travel and Medical Insurance Certificate for full terms, conditions and limitations. For more information, including the cancellation policy, please refer to the Travel and Medical Insurance Summary.
- For more information or to apply, please call 1-866-406-HSBC (4722).
- Travel and Medical Insurance Certificate
- Travel and Medical Insurance Summary
CREDIT ALERT®**3
- CREDIT ALERT will monitor your personal credit file every business day, and alerts are sent to you when certain changes are detected. Changes that could indicate identity theft like new inquiries, new accounts, and requests for address changes.
- Available for a fee of $17.99 per month (plus applicable taxes) or $179.99 a year (plus applicable taxes).
Low Interest Rate Option
- Add the Low Interest Rate Option to your HSBC MasterCard for an annual fee of only $25 (not available in the province of Quebec). Click here for more information regarding rates and fees.
1 The optional CreditCare insurance product is underwritten by Household Life Insurance Company and American Bankers Insurance Company of Florida and is provided to eligible HSBC MasterCard cardholders on a group basis. All benefits are subject to exclusions and limitations, see your certificate for more details. Premium rate is subject to change upon notice, as required under applicable law.
2 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions®*** companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificate for full terms, conditions and limitations. ®***Assurant Solutions is a Registered Trademark of Assurant Inc.
3 The Credit Alert services are provided by Intersections Inc. and Carlson Marketing Ltd. HSBC Bank Canada and its related companies are not affiliated with Intersections or Carlson Marketing and are not responsible for this program.
