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Add additional fee-based services to your HSBC MasterCard® product.
CreditCare Insurance1
- Helps protect your account in the event of unforeseen circumstances that can seriously jeopardize your ability to meet your monthly payments on your HSBC MasterCard® account. If you purchase CreditCare Insurance, please refer to the Certificate of Insurance for full terms, conditions and limitations.
- For more information or to apply, please call 1-866-406-HSBC (4722).
- Distribution Guide
Travel and Medical Insurance2
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Travel & Medical Insurance gives you peace of mind knowing that you are protected against unexpected costs due to travel emergencies.
- For more information or to apply, please call 1-866-406-HSBC (4722).
Rewards
Consolidate your everyday credit card spend and earn valuable rewards. Choose the right Rewards Program for you:
HSBC Travel & Merchandise Rewards Program
Redeem Rewards Points3 for:
Two ways to travel:
- Book your own flight using your HSBC MasterCard, then redeem your Rewards Points for a statement credit toward the cost
- Use our travel booking service for hotels, car rental or flights on any airline, with no blackout dates4
Gift Cards and Merchandise – Choose gift cards from dozen of stores or select from over 150 premium merchandise options
HSBC Cash Back Rewards Program
- Earn a 1% rebate on eligible purchases, with no caps, and no tiers5
- Receive the rebate as an automatic credit on your January account statement.
Low Interest Rate Option
- Low Interest Rate Option (not available in the province of Quebec) - add the Low Interest Rate Option to your card for an annual fee of only $25. Click here for more information regarding rates and fees.
Credit Alert®6
- Now there is an important service provided by Intersections Inc. and Carlson Marketing Group Canada Ltd offered to HSBC MasterCard cardholders that will help you monitor your credit bureau and help you protect yourself against identity fraud.
® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
1 The optional CreditCare insurance product is underwritten by Household Life Insurance Company and American Bankers Insurance Company of Florida and is provided to eligible HSBC MasterCard cardholders on a group basis. All benefits are subject to exclusions and limitations, see your certificate for more details.
2 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions™ companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificates for complete details.
3 Rewards Points are awarded for most purchases charged to your Account, less credits for returns, refunds and adjustments. No Rewards Points are earned on cash advances (including balance transfers and MasterCard cheques), optional services, interest charges or fees. Please refer to the HSBC Travel & Merchandise Rewards Terms & Conditions for additional information.
4 All Travel Rewards must originate in North America and are subject to carrier / space availability. You must use the HSBC Rewards Customer Care to redeem Rewards Points. Other conditions may apply. Please refer to the HSBC Travel & Merchandise Rewards Terms & Conditions for additional information.
5 Cash Back rebate is earned on most purchases charged to your Account, less credits for returns, refunds and adjustments. No rebate is earned on cash advances (including balance transfers and convenience cheques), optional services, interest charges or fees. Cash Back rebate will be accumulated and credited to your HSBC MasterCard account annually on your January statement, provided the account is in good standing. Please refer to the HSBC Cash Back Rewards Terms and Conditions for additional information.
6 The Credit Alert services are provided by Intersections Inc. and Carlson Marketing Group Canada Ltd. HSBC Bank Canada and its related companies are not affiliated with Intersections or Carlson and are not responsible for this program.
