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How to apply for HSBC Advance

Already in Canada?

Speak to a bank representative in Mandarin, Cantonese, English or French.

Have us call you

Call toll-free 1-888-310-4722

Or

Visit a branch near you

Getting ready to move to Canada?

Set up your banking before you arrive in Canada

Apply now

Or call us at:
1-888-280-HSBC (4722)
(Toll Free North America)
001 604-419-4169
(Collect calls accepted)

Hours of Operation:
7am to 9pm EST

Email us at: hsbcinternational@hsbc.ca

What you need to know before you apply

To qualify for HSBC Advance for newcomers, you must be immigrating to Canada or arrived in Canada within 3 years. Plus you must be new to HSBC Bank Canada and have one of the following: 

  • Proof of landing immigrant status
  • Proof of foreign worker status


1 The HSBC Advance package is comprised of 4 products— HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance Mastercard® Rates & Fees as well as the Personal Service Charges brochure.If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.
2HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. Member – Canadian Investor Protection Fund.
®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
®3THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.