The world's local bank
How HSBC Advance works
The more features you use, the more you benefit. Get a banking package with no monthly fees1, preferential rates, exclusive discounts, and global expertise. We can help you manage your money more efficiently and make smarter financial decisions to achieve your goals. Make the most of HSBC Advance
Everyday Banking
- All-in-one banking package1 when you have $25,000 or more in your individual or joint chequing, savings, and/or investment accounts.
- Access to preferential rates and exclusive discounts
- No-annual fee MasterCard® as part of HSBC Advance with free additional cards for family members
International Services
- Emergency cash assistance from Mumbai to Montreal and everywhere in between
- Online access to view and make real-time fund transfers among your HSBC global accounts at a discounted fee. View demo
- International recognition as an HSBC Advance customer
Growing Your Money
- Expert advice to help you choose the best investments for your needs
- Complimentary annual financial review to define your goals and develop an action plan to reach your financial goals
- Simple, automatic investments with as little as $25 per month
- Secure returns on Guaranteed Investment Certificates (GICs), Tax-Free Savings Accounts (TFSAs), and Term Deposits
- HSBC Mortgage to help you build equity
Protecting you and your finances
- Financial advice and income solutions to prepare you for a comfortable tomorrow
- Education savings solutions to prepare for your child's future
- Ensure you're protected with Creditor,Term, and Travel Insurance
Take advantage of HSBC Advance today
With benefits including a convenient banking package, preferred rates, access to international services and investment solutions, HSBC Advance helps you reach your goals sooner.
No Monthly Fee: when deposits and/or investment balances are $25,000 or more across eligible accounts.
Monthly Fee: $25 per month, no minimum balance requirements.
FAQs
Get answers to common questions about HSBC Advance.
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1 The HSBC Advance package is comprised of 4 products – HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance Mastercard® Rates & Fees as well as the Personal Service Charges brochure.If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.
®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
®3THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.
