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The HSBC Advance Package1
HSBC Advance is designed to help you simplify your day-to-day banking in one convenient package, so you can focus on building towards your future.
HSBC Advance Chequing
As an HSBC Advance customer, you get a chequing account that gives you the freedom of unlimited day-to-day banking and easy access to your funds when you need them.
- Take 24/7 control of your money
- Get unlimited transactions
- Access funds via online, phone, ATM and in-branch
- No monthly fee when you maintain minimum $25,000 combined balance in various accounts with HSBC in Canada (see eligible accounts)
HSBC Advance Savings
You'll love the Advance Savings Account offering a high interest rate. This savings account gives you all the benefits of an online savings account
- Everyday high interest rates* from HSBC
- No minimum balance and no monthly fee
- Full control of your money through Online. Phone. ATM.
- Simplify your life with easy bank-to-bank transfers2
- Save faster with automatic direct deposits
- Save even more with an Advance Tax-Free Savings Account (TFSA)
HSBC Advance MasterCard®
HSBC Advance clients enjoy the privilege of a market leading credit card that comes with your choice of two world-class Rewards Programs.
- No annual fee for qualified HSBC Advance clients
- Free additional cards for family members
- Choose from one of two Rewards Programs:
- HSBC Advance Rewards program provides flexibility with the Book Your Own Travel redemption option. You can even redeem Points to pay down your HSBC residential mortgage.
- HSBC Cash Back Rewards Program with no spending tiers or spending limits. - Comprehensive Insurance coverage
- Added security and convenience with Chip technology and PayPassTM
To find out how to qualify for the HSBC Advance MasterCard, click here.
Personal Line of Credit
It often makes sense to apply for a line of credit even before you need it. That way, additional funds are instantly at your disposal if and when you do need them. The HSBC Advance package1 includes a $5,000 personal line of credit.
Easy ways to use your Line of Credit:
- Instant access to funds from your line of credit via Interac®2, at any HSBC or THE EXCHANGE®3ATM or in branch
- Transfer funds to and from your line of credit online, by phone, in branch, or at any HSBC ATM
- Write a cheque from your line of credit
Take advantage of HSBC Advance today
With benefits including a convenient banking package, preferred rates, access to international services and investment solutions, HSBC Advance helps you reach your goals sooner.
No Monthly Fee: when deposits and/or investment balances are $25,000 or more across eligible accounts.
Monthly Fee: $25 per month, no minimum balance requirements.
or by phone or in branch:
Call 1.888.310.HSBC (4722)
FAQs
Get answers to common questions about HSBC Advance.
Click here
1 The HSBC Advance package is comprised of 4 products – HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance Mastercard® Rates & Fees as well as the Personal Service Charges brochure.If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.
2 Surcharge fee for usage of International ATMs will apply.
3 Includes transfer of funds between your HSBC Advance Savings Account and your accounts with other Canadian financial institutions. Wire transfer charges are not included and apply to third party transfers to accounts within and outside of Canada.
* Interest rates are expressed on a per annum basis. Interest is calculated daily, paid monthly on balances up to $1 million. Rate subject to change without notice
TMPayPass is a trademark of MasterCard International Incorporated in the United States and other countries
®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
®3THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.
