Travel Insurance

Annual Multi Trip Insurance

HSBC’s Annual Multi Trip insurance plan covers expenses for medical emergencies that your provincial health insurance plan doesn’t cover when you’re traveling out-of-province or out of Canada for all the trips you plan to take in the coming year.

In the event of a medical emergency, we coordinate direct payments to medical providers wherever possible, so you can focus on recovering.

The Annual Multi Trip insurance plan also covers expenses arising from trip interruption and lost, damaged, or delayed baggage at no extra cost.

Choose this type of insurance if you

• Are traveling out-of-province or out of Canada.
• Are planning three or more trips in one year. (If you plan on going on only two trips, it would be more economical to purchase Single Trip Insurance for each.)
• You and your family are planning to take several short trips throughout the year; our Annual Multi Trip plan gives your family the flexibility of multiple policies with the purchase of just one policy. If all of you, or just one of you, is planning to stay longer than ten days on any trip throughout the year you can top it up with our Single Trip plan.
• Want to take the occasional cross-border shopping in the US multiple times per year.

Frequently Asked Questions

View more frequently asked quesions.

• How much does travel insurance cost?

  You can find out in less than a minute when you click
  Get a Quote and select the insurance you want. Fill in your
  trip dates and traveler information, and then click 'Get Quote' to update the total cost. To purchase your insurance, click 'Buy Now' and proceed to the next steps.

• Can I buy travel insurance online?

  Yes, you can. Purchase your insurance online and get a 5% discount in 3 steps!
  
  Step 1: Select your plan to get a quote.
  
  Step 2: Provide your traveler and trip information.
  
  Step 3: Select how you would like to receive your insurance documents (by email or mail) and complete your credit card information.

• But I have extended medical as part of my benefits from work. Isn't that enough?

  This HSBC policy has a comprehensive travel insurance product that will take the worry out of traveling. Consider this before traveling:
  
  - Your employee package may only cover the employee and not their family,
  
  - Most employee packages only cover medical. The HSBC Multi Trip Plan includes trip interruption and baggage;
  
  - Your employee benefits may request that you pay up front and then you are reimbursed when you get home.

• If I want to stay longer how do I extend my ten day coverage and when do I have to purchase the additional coverage?

  If you want to stay longer than ten days on any of your trips you can call us just before you leave to purchase the additional days to ensure that you have complete coverage. Or, if you decide to stay longer while you are away you can call us from your destination prior to the 10th day of your trip and you can purchase the extra number of days so that you can continue to enjoy your trip.