Do I have to purchase my Trip Cancellation plan when I book my trip?
No, but we highly recommend that you purchase your insurance that day because things can change leading up to your departure date. The longer you wait, the higher the likelihood that you may have to cancel your trip for a reason that would otherwise be covered by our policy. If you buy your insurance after such an occurrence, then the cancellation is not covered.
Purchase your insurance online and get a 5% discount!
Conditions, limitations and exclusions apply. For complete details of coverage, refer to the Summary of Coverage which you will receive upon purchase, the terms of which will prevail. HSBC Travel Insurance is administered by Travel Guard and underwritten by Chartis Insurance Company of Canada, 145 Wellington Street West, Toronto, ON M5J 1H8.