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Updated May 18, 2012
| Short Term Canadian Dollar GIC Interest Options | 30 day Maturity | 60 day Maturity | 90 day Maturity | 120 day Maturity | 180 day Maturity | 270 day Maturity |
| Best Available Rates (% per annum) | 1.15% | 1.3% | 1.6% | 1.6% | 1.65% | 1.65% |
| Min. Purchase | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
| All rates represent annual rate of return. Rates are indicative only and are subject to change without notice. |
| The specified rate of interest is a fixed rate. Interest is calculated daily, starting with the date of purchase, but not including the date of maturity. Unless otherwise stated, interest is non-compounding. Interest is payable monthly, annually or at maturity. |
| GIC orders may not be cancelled or redeemed prior to maturity unless indicated as "cashable". Cashable GICs are redeemable prior to maturity, after 30 days. |
| Canadian dollar GICs with terms to maturity of 5 years or less are eligible for CDIC coverage. Some restrictions apply. Please see the CDIC website for complete details. |
Updated May 18, 2012
| Best Available Canadian Dollar GIC Interest Options | 1 year Maturity | 2 year Maturity | 3 year Maturity | 4 year Maturity | 5 year Maturity |
| Non-Compounding Interest GICs with Annual Interest Payment (% per annum) | 1.85% | 2.3% | 2.4% | 2.5% | 2.7% |
| Min. Purchase | $5,000 | $10,000 | $5,000 | $5,000 | $5,000 |
| - | - | - | - | - | - |
| Compounding Interest GICs with Maturity Interest Payment (% per annum) | - | 2.3% | 2.4% | 2.5% | 2.7% |
| Min. Purchase | - | $10,000 | $5,000 | $5,000 | $5,000 |
| - | - | - | - | - | - |
| Non-Compounding Interest GICs with Monthly Interest Payment (% per annum) | 1.65% | 2.05% | 2.15 % | 2.3% | 2.55% |
| Min. Purchase | $5,000 | $5,000 | $5,000 | $10,000 | $10,000 |
| All rates represent annual rate of return. Rates are indicative only and are subject to change without notice. |
| The specified rate of interest is a fixed rate. Interest is calculated daily, starting with the date of purchase, but not including the date of maturity. Unless otherwise stated, interest is non-compounding. Interest is payable monthly, annually or at maturity. |
| GIC orders may not be cancelled or redeemed prior to maturity unless indicated as "cashable". Cashable GICs are redeemable prior to maturity, after 30 days. |
| Canadian dollar GICs with terms to maturity of 5 years or less are eligible for CDIC coverage. Some restrictions apply. Please see the CDIC website for complete details. |
1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc.
2 HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.
3 Available on online equity trades on North American markets. Subject to conditions. For more information on HSBC InvestDirect rates, visit www.investdirect.hsbc.ca.
4 International Equity trades made online, excluding Hong Kong, and all international trades placed on the phone qualify for the International Equities trade discount. Subject to minimum commission.
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