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We offer competitive interest rates on your HSBC InvestDirect account. Please refer to the table below for current rates. For debit rates — for example, the interest you pay when you borrow through a margin account — refer to the Debit Interest Rates tables. For the rates we pay on outstanding account balances, refer to the Credit Interest Rates tables.
Canadian Debit and Credit Interest Rates
Updated 2010-07-21
| Canadian Debit Interest Rates | Standard Cash (%) | Standard Margin (%) | HSBC Advance (%) | HSBC Premier (%) |
| $0 - $24,999 | 9.00 | 4.25 | 4.25 | 4.25 |
| $25,000 - $49,999 | 9.00 | 4.25 | 4.25 | 4.25 |
| $50,000 - $99,999 | 9.00 | 4.25 | 3.75 | 3.75 |
| $100,000 - $249,999 | 9.00 | 4.25 | 3.25 | 3.25 |
| $250,000 and over | 9.00 | 4.25 | 3.00 | 3.00 |
Updated 2010-02-18
| U.S. Debit Interest Rates | Standard Cash (%) | Standard Margin (%) | HSBC Advance (%) | HSBC Premier (%) |
| $0 - $24,999 | 8.25 | 4.75 | 4.75 | 4.75 |
| $25,000 - $49,999 | 8.25 | 4.75 | 4.50 | 4.50 |
| $50,000 - $99,999 | 8.25 | 4.75 | 4.25 | 4.25 |
| $100,000 - $249,999 | 8.25 | 4.75 | 4.00 | 3.75 |
| $250,000 and over | 8.25 | 4.75 | 4.00 | 3.50 |
1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc.
2 HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.
3 Available on online equity trades on North American markets. Subject to conditions. For more information on HSBC InvestDirect rates, visit www.investdirect.hsbc.ca.
4 International Equity trades made online, excluding Hong Kong, and all international trades placed on the phone qualify for the International Equities trade discount. Subject to minimum commission.
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