GICs

Guaranteed Investment Certificates (GICs) are term investments that require you to "lock in" your investment for a set length of time. They generally pay higher rates of interest than term deposits but are often not redeemable before maturity.

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A Redeemable GIC that offers the ability to invest funds at a fixed rate for a fixed period of time but is eligible for early redemption with no interest penalty.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Features:

Redeemable on or after 90 days with no interest penalty; redeemable at 0% interest during the first 89 days.
Interest is calculated daily, not compounded and paid at time of redemption or at maturity.

Redeemable GIC

Updated 2012-01-09

Term Length	Interest Rate (min. $1000)
Available for non-renewable 1 year terms only.	0.95%

Redeemable on or after 90 days with no interest penalty. Redeemable at 0% interest during the first 89 days. Interest is calculated daily, non-compounded and paid at time of redemption or at maturity.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.