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HSBC offers a wide selection of index-linked GICs that offer growth potential while fully protecting your principal. If the market increases over the term of your investment, you earn interest up to the maximum interest rate over the term (see chart below). Even if the market declines, your original investment is guaranteed and the full amount of your principal is returned at maturity.
50/50 Investment Bundle (RRSP)
• Selling Period: May 2, 2012 – May 25, 2012
• Investment Start Date: May 28, 2012
• Total Minimum Combined Investment Amount: CAD $10,000 for World Selection Diversified Funds Option, CAD $100,000 for World Selection Portfolio™ Options
• New! SMGIC Market Tracker
Give your portfolio the security and potential for growth it needs with this combination of World Selection Diversified Funds (or World Selection Portfolio™) – a professionally managed mutual fund, and a high interest rate on a 3-year RRSP GIC. The 50-50 Investment Bundle offers an investment opportunity combining the security of a preferential priced GIC and the long-term growth potential of a mutual fund.
Features:
• World Selection Diversified Funds and World Selection Portfolio™ provide a mix of mutual funds suited to your investment goals and style
• Security of a specially-priced RRSP GIC
• Minimum $5,000 investment in any of the five World Selection Diversified Funds
• Minimum $5,000 deposit on the specially priced RRSP GIC
• Minimum $50,000 investment in each option if World Selection Portfolio™ is purchased
• Interest paid up to Maximum $5 Million total investment
• The Fixed Rate GIC interest rate is calculated daily, not compounded and paid at intervals as opted by you. Interest payment options available are monthly, semi-annually, annually and at maturity.
50/50 Investment Bundle (RRSP)
| BUNDLE | World Selection Diversified Funds Option | World Selection Portfolio Option |
| MUTUAL FUND (50% of Investment) | World Selection Diversified Funds | World Selection Portfolio service |
| TERM (50% of Investment) | 3 years RRSP GIC | 3 years RRSP GIC |
| MINIMUM INVESTMENT IN MUTUAL FUND | $5,000 | $50,000 |
| MINIMUM INVESTMENT IN GIC | $5,000 | $50,000 |
| COMBINED MINIMUM INVESTMENT AMOUNT (50% in GIC, 50% in mutual fund) | $10,000 | $100,000 |
| GIC INTEREST RATE (simple annual rate) | 2.20% | 2.20% |
| PLAN TYPE AVAILABILITY | RRSP | RRSP |
| CDIC COVERAGE | RRSP GIC investment (only) is eligible for CDIC insurance; World Selection Diversified Funds are not CDIC insurable | RRSP GIC investment (only) is eligible for CDIC insurance; The World Selection Portfolio service not CDIC insurable |
| INTEREST RATE PRIOR TO THE START DATE (applicable to RRSP version only) | 0.25% during the selling period (RRSP only) | 0.25% during the selling period (RRSP only) |
| AVAILABLE GIC ISSUER | HSBC Bank Canada | HSBC Bank Canada |
| GIC RESTRICTIONS | Non-redeemable, non-renewable | Non-redeemable, non-renewable |
Withdrawal from World Selection Diversified Funds/World Selection Portfolio: In the event of any withdrawal from the World Selection Diversified Funds/World Selection Portfolio, HSBC Bank Canada reserves the right to lower the rate on the RRSP GIC to the prevailing posted rate in effect on the date of the withdrawal. Full details available in the terms and conditions for this offer.
Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.
HSBC Global Asset Management (Canada) Limited is the manager and primary investment advisor for the HSBC Mutual Funds. HSBC Investment Funds (Canada) Inc. is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual Funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer. Their values change frequently and past performance may not be repeated. The unit value of money market funds may not remain constant. HSBC Global Asset Management (Canada) Limited and HSBC Investment Funds (Canada) Inc. are subsidiaries of HSBC Bank Canada and provide their services in all provinces of Canada except Prince Edward Island.
HSBC World Selection PortfolioTM is a discretionary portfolio management service offered by HSBC Global Asset Management (Canada) Limited ("AMCA"). Under this discretionary service, assets of participating clients are invested in HSBC Pooled Funds, which are mutual funds managed by AMCA and distributed by HSBC Investment Funds (Canada) Inc. Commissions, trailing commissions, management fees, investment management fees and expenses may be associated with investments in the HSBC Pooled Funds and the HSBC World Selection PortfolioTM service. Please read the applicable account opening documentation and prospectus before applying for the HSBC World Selection PortfolioTM service. Neither the HSBC World Selection PortfolioTM service nor the HSBC Pooled Funds are guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer. The value of mutual fund investments changes frequently and past performance may not be repeated. The unit value of money market funds may not remain constant AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada.
