Term Deposits

Term Deposits are secure investments that can generally offer a higher rate of interest than a simple savings account. Term Deposits are available in a number of currencies, a variety of term lengths, and several redemption options.

Tax-Free Term Deposits

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The U.S. Dollar Term Deposit offers the ability to invest U.S. Dollars at a fixed interest rate for a fixed period of time.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Features:

$5,000 minimum deposit
Terms available from 30 days to 1 year
Automatically renewed for same period unless advised otherwise prior to maturity
Redeemable prior to maturity with no interest paid
Interest is calculated daily, not compounded and paid at maturity

This deposit is not eligible for insurance provided under the Canada Deposit Insurance Corporation Act.

U.S. Dollar Term Deposits

Updated 2011-12-01

Term Length	Maturity Interest
30 days	0.05%
60 days	0.10%
90 days	0.15%
120 days	0.20%
180 days	0.25%
270 days	0.30%
1 year	0.35%

Redeemable prior to maturity with no interest paid. Interest is calculated daily, not compounded and paid at maturity. Rates available on request for deposits over $100,000.

Select Term Deposits and GICs booked through HSBC's Internet Banking may be eligible for special pricing. Log on to Internet Banking for more details.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.