The world's local bank
| Choose this mortgage if you... | Have savings | Have limited savings | Want more credit | |
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| How you benefit... | Leverage your savings to reduce your interest rate | Make a minimum 5% down payment | Use up to 80% of the equity in your home for additional credit | |
| Interest Rates | Fixed Variable |
 View current rates |
View current rates |
View current rates |
| Downpayment | Minimum 5% | Minimum 5% | Minimum 20% | |
| Term | Open: 6 months, or 1 year | |
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| Closed: 6 months, 1, 2, 3, 4, 5, 7, or 10 years |
only 1, 3 and 5 years Closed |
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| Payment Frequencies | Weekly, bi-weekly, semi-monthly, monthly |
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| Prepayment Options | Increase your payments by up to 20% or pay up to 20% of the original balance each year. | |
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| Overpayment | Double one mortgage payment, skip another. | |
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| Renewal Option | Within 60 days of renewal date | |
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| Amortization Period | Up to 35 years available | |
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| Master your Mortgage | Use your HSBC MasterCard® Rewards Points to pay down your mortgage faster. | |
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We're here to help
If you need help choosing, assessing or applying for an HSBC mortgage you can call us at 1 888 310 HSBC (4722). Alternatively, read our Mortgage FAQs or visit our Mortgages Resources for more information.
