Personal Account Rates

These rates are updated when rates change. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Savings Accounts (Daily Interest, Paid Monthly)

Updated 2009-12-07

Amount	HSBC Premier Youth Savings Account Interest Rate	Canadian Dollar High Rate Savings Account Interest Rate	US Dollar High Rate Savings Account Interest Rate	British Pound High Rate Savings Account Interest Rate	EURO High Rate Savings Account Interest Rate
on the entire balance when your daily closing balance is up to $49,999.99	0.65%	0.65%	0.15%	0.10%	0.10%
on the entire balance when your daily closing balance is between $50,000 and $99,999.99	0.70%	0.70%	0.30%	0.15%	0.15%
On the entire balance when your daily closing balance is $100,000.00 and over*	0.75%	0.75%	0.50%	0.20%	0.20%

* Note: no interest is paid on the portion of the balance in excess of $1,000,000.00.

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Amount	HSBC Advance Savings Interest Rates (formerly the Direct Savings Account)
On the entire of your daily closing balance if the balance is between $0 - $1,000,000.00*	0.80%

* Note: no interest is paid on the portion of the balance in excess of $1,000,000.00.

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Updated 2010-01-07

TFSA High Rate Savings Account

Amount	Interest Rate **
On the entire balance when your daily closing balance is up to $49,999.99	0.80%
On the entire balance when your daily closing balance is between $50,000 and $99,999.99	0.80%
On the entire balance when your daily closing balance is $100,000.00 and over *	0.80%

* No interest is paid on the portion of the balance in excess of $1,000,000.00.

** Interest paid monthly and calculated on daily closing balance.

Interest rates are expressed on a per annum basis. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Updated 2010-01-07

HSBC Advance TFSA

Amount	Interest Rate **
On the entire balance when your daily closing balance is between $0 and $1,000,000.00 *	0.80%

* No interest is paid on the portion of the balance in excess of $1,000,000.00.

** Interest paid monthly and calculated on daily closing balance.

Interest rates are expressed on a per annum basis. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Chequing Accounts (Daily Interest, Paid Monthly)

Updated 2009-11-20

On the portion of your daily closing balance	Performance Chequing - Unlimited, Performance Chequing - Limited	HSBC Premier Account	USD HSBC Premier Account, USD Performance Package
Over $25,000+	0.00%	0.00%	0.00%
Between $5,000-$24,999	0.00%	0.00%	0.00%
Between $0-$4,999	0.00%	0.00%	0.00%

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

The following accounts are no longer offered by HSBC: Regular Savings Accounts (CAD & foreign currencies), Performance Chequing – Standard, Performance Chequing – Student, Performance 60 (CAD & USD), Performance Plus and Activity, (CAD & USD), and Investment Savings Accounts. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch.