Personal Account Rates

These rates are updated when rates change. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Savings Accounts (Daily Interest, Paid Monthly)

Updated 2011-09-12

Amount	HSBC Premier Youth Savings	HSBC Advance Savings	CAD High Rate Savings	USD High Rate Savings	GBP High Rate Savings	EUR High Rate Savings
on the entire balance when your daily closing balance is up to $24,999.99	0.75%	0.70%	0.75%	0.05%	0.10%	0.10%
on the entire balance when your daily closing balance is between $25,000 and $49,999.99	0.85%	0.80%	0.85%	0.15%	0.10%	0.10%
on the entire balance when your daily closing balance is between $50,000 and $99,999.99	1.10%	1.00%	1.10%	0.20%	0.15%	0.15%
On the entire balance when your daily closing balance is $100,000.00 and over*	1.25%	1.10%	1.25%	0.25%	0.20%	0.20%

* Note: no interest is paid on the portion of the balance in excess of $1,000,000.00.

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Grandfathered - Accounts Maintained but no longer sold

Savings Accounts (Daily Interest, Paid Monthly)

	Regular Savings	Investment Savings
On the portion of your daily closing balance over $100,000	0.05%	0.40%
On the portion of your daily closing balance between $50,000-$99,999	0.05%	0.30%
On the entire amount between $25,000-$49,999	0.05%	0.20%
On the entire amount between $5,000-$24,999	0.05%	0.10%
On the entire balance when your daily closing balance is between $0-$4,999	0.05%	0.00%

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance.

Updated 2012-01-20

TFSA High Rate Savings Account

Amount	Interest Rate **
On the entire balance when your daily closing balance is up to $49,999.99	1.25%
On the entire balance when your daily closing balance is between $50,000 and $99,999.99	1.25%
On the entire balance when your daily closing balance is $100,000.00 and over *	1.25%

* No interest is paid on the portion of the balance in excess of $1,000,000.00.

** Interest paid monthly and calculated on daily closing balance.

Interest rates are expressed on a per annum basis. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Chequing Accounts (Daily Interest, Paid Monthly)

Updated 2010-03-05

On the portion of your daily closing balance	HSBC Premier Chequing	HSBC Advance Chequing	Performance Chequing - Unlimited, Performance Chequing - Limited	USD HSBC Premier Chequing, USD Performance Chequing
Over $25,000+	0.00%	0.00%	0.00%	0.00%
Between $5,000-$24,999	0.00%	0.00%	0.00%	0.00%
Between $0-$4,999	0.00%	0.00%	0.00%	0.00%

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Grandfathered - Accounts Maintained but no longer sold

Chequing Accounts (Daily Interest, Paid Monthly)

On the portion of your daily closing balance	Performance Activity, Performance Chequing - Standard, Performance Chequing - Student, Performance 60	USD Performance Activity, USD Performance Chequing Standard, USD Performance 60
Over $25,000+	0.00%	0.00%
Between $5,000-$24,999	0.00%	0.00%
Between $0-$4,999	0.00%	0.00%

Interest rates are expressed on a per annum basis. Interest paid monthly and calculated on daily closing balance.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Foreign Currency Savings Accounts

Updated 2010-07-18

Currency	Interest
Hong Kong Dollar	0.05%

Interest calculated on entire daily closing balance. Paid Monthly.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

Grandfathered - Accounts Maintained but no longer sold

Foreign Currency Savings Accounts (Daily Interest, Paid Monthly)

Currency	Interest
U.S. Dollar	0.05%
Swiss Franc	0.00%
British Pound	0.05%
Japanese Yen	0.00%
Euro	0.10%

Interest calculated on entire daily closing balance. Paid Monthly.

Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch.

The following accounts are no longer offered by HSBC: Regular Savings Accounts (CAD & foreign currencies), Performance Chequing – Standard, Performance Chequing – Student, Performance 60 (CAD & USD), Performance Activity, (CAD & USD), and Investment Savings Accounts. For information on any of these accounts, call us at 1-888-310-4722 or visit your local branch.