Chequing Accounts

Choose the chequing account that's right for you

Select a chequing account that's been designed to suit your day-to-day banking needs

In the future, 2013 will be remembered as the year of the renminbi.
Account name Monthly fee Preferential rates Travel insurance Account teaser Full details

HSBC Premier

SUBJECT TO ELIGIBILITY

Preferential rates
Yes

Unlimited transactions
Yes

Access to HSBC Premier Relationship Managers
Yes

Full details
Key features and benefits
  • Accounts available in Canadian and U.S. dollars
  • Unlimited transactions and access to Telephone and Internet Banking
  • Complimentary access to all HSBC ATMs in Canada and around the world, surcharge-free access to THE EXCHANGE®3 Network ATMs, and rebated third-party convenience fees (up to $1.50) at any other ATM in Canada2
  • HSBC Premier Debit Card
Other things you need to know
  • HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Please refer to the Personal Service Charges / Statement of Disclosure for fees which may apply.
Next steps

Like some help?

Call toll-free 1-866-233-3838

Find a branch

 

HSBC Advance

NO FEE IF MINIMUM BALANCE MAINTAINED*

Preferential rates
Yes

Unlimited
transactions
Yes

Access to expert guidance to help reach financial goals sooner

Full details
Key features and benefits
  • Manage your global HSBC accounts online on one screen with Global View1
  • Conveniently transfer money between your global HSBC accounts online with Global Transfers1 at a discounted fee
  • Free withdrawals at all HSBC ATMs in Canada
  • Free Telephone Banking and Personal Internet Banking transactions including bill payments
Other things you need to know
  • No Monthly Fee: when deposits and/or investment balances are $25,000 or more across eligible accounts, or total aggregate personal mortgage balances of $150,000 or more is held with HSBC Bank Canada
  • Monthly Fee: $25 per month, no minimum balance requirements
Next steps
View full eligibility criteria

Call us toll-free 1-888-310-4722

Find a branch

Like some help?

Contact us at 1-888-310-4722 if you have any questions about your application


 

Performance Chequing-Unlimited

INTERNATIONAL ACCESS
Yes

MONTHLY FEE: $14.95

Unlimited transactions
Yes

CANADIAN OR US FUNDS
Yes

Full details
Key feature
  • Unlimited transactions for one flat monthly fee3
Choose Performance Chequing-Unlimited if you…
  • Would like a convenient chequing account
  • Prefer to have all your everyday transactions covered in one monthly fee
  • Are a full-time secondary or post-secondary student and would like to benefit from a discounted monthly fee of only $4.00
  • Are 60 years of age or older, in which you will be exempt from the monthly fee4

Need help?

Call us toll-free 1-888-310-4722

Find a branch

 

Performance Chequing-Limited

INTERNATIONAL ACCESS
Yes

MONTHLY FEE: $4.00

FIRST 10 TRANSACTIONS: FREE
Yes

CANADIAN OR US FUNDS
Yes

Full details
Key features and benefits
  • Includes 10 free monthly transactions
  • Low $4.00 monthly admin fee3
Choose Performance Chequing-Limited if you…
  • Are looking for a regular chequing account
  • Make few monthly transactions

Need help?

Call us toll-free 1-888-310-4722

Find a branch

 

Account Reconciliation Work Sheet

Balance your bank statement
with this downloadable work sheet

Download
Use this work sheet to balance your bank statement:
  • Download, print and fill in the blanks
  • Follow the instructions on the form to see if your statement balances with your cheque record

Need help?

Call us toll-free 1-888-310-4722

Find a branch

HSBC Premier
A personalized world-class banking solution that provides unlimited day-to-day banking and exclusive benefits.

Learn more

HSBC Advance
Simplified everyday banking and easy access to your funds when you need them.

Learn more

New to Canada
Products, services and advice to help you settle in Canada.
 

Learn more

*HSBC Advance is comprised of four products – HSBC Advance Chequing account, High Rate Savings Account (CAD), HSBC Advance MasterCard® and a personal line of credit. The HSBC Advance Chequing, MasterCard and personal line of credit are subject to credit adjudication and approval. You are eligible for HSBC Advance if you have a Total Relationship Balance (TRB) of $25,000 or more and/or a Total Mortgage Balance (TMB) of $150,000 or more. For more information about the eligibility criteria, the monthly fee and other fees, please refer to our Personal Service Charges Statement of Disclosure. HSBC Advance customers must also have a HSBC Advance Chequing Account (CAD). The monthly fee will be charged to your HSBC Advance Chequing Account (CAD) if you do not meet the eligibility criteria or fall within the following grace periods. A new HSBC Advance customer has 3 months from the date they open an account to meet the eligibility criteria. HSBC Advance customers under the Advance Newcomer program (for landed immigrants, foreign workers or new residents of Canada within the past three years) have 6 months from the date they open an account to meet the eligibility criteria. Transaction fees apply to HSBC Advance MasterCard (visit www.hsbc.ca for full MasterCard rates and fees). Transaction and other fees apply to the High Rate Savings Account and other banking services not included in HSBC Advance (refer to the Personal Service Charges Statement of Disclosure at www.hsbc.ca/servicecharge).

®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

®2THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

1 Global View and Global Transfers are not available in all countries and territories where HSBC Premier and HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries and a demo can be viewed online.

2 Some banks charge an additional convenience fee to use their ATMs which is not included in your HSBC Package account.

3 Covers account related activity fees. Sundry services are subject to regular fees as outlined in the Statement of Disclosure.

4 Fee waived for customers 60 years or above effective from the date of request and subject to confirmation of birthdate. Available in Canadian dollars only.

Rates are subject to change without notice. For more information and to confirm most recent rates, please contact any HSBC branch.

®eSwitch is a registered trademark of D + H, Limited Partnership.

HSBC Advance is available for:

  • No monthly fee if you have $25,000 or more in personal deposits and/or investments with HSBC Bank Canada or its subsidiaries, or obtain total aggregate personal mortgage balances of $150,000 or more with HSBC Bank Canada
  • OR for a monthly fee of $25 if the minimum balance requirements are not met

Eligible Accounts

Eligible deposit and investment accounts include: Chequing, Savings, Tax-Free Savings, Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), and investments with HSBC Bank Canada, HSBC Global Asset Management (Canada) Limited, HSBC Investment Funds (Canada) Inc. and/or HSBC InvestDirect.

Non-mortgage loans secured by an equity power mortgage, such as lines of credit, are not included.