Chequing Accounts

Choose the chequing account that's right for you

Select a chequing account that's been designed to suit your day-to-day banking needs

In the future, 2013 will be remembered as the year of the renminbi.
Account name Monthly fee Preferential rates Travel insurance Account teaser Full details

HSBC Premier

SUBJECT TO ELIGIBILITY

Preferential rates
Yes

Unlimited transactions
Yes

Access to HSBC Premier Relationship Managers
Yes

Full details
Key features and benefits
  • Accounts available in Canadian and U.S. dollars
  • Unlimited transactions and access to Telephone and Internet Banking
  • Complimentary access to all HSBC ATMs in Canada and around the world, surcharge-free access to THE EXCHANGE®3 Network ATMs, and rebated third-party convenience fees (up to $1.50) at any other ATM in Canada2
  • HSBC Premier Debit Card
Other things you need to know
  • HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Please refer to the Personal Service Charges / Statement of Disclosure for fees which may apply.
Next steps

Like some help?

Call toll-free 1-866-233-3838

Find a branch

 

HSBC Advance

NO FEE IF MINIMUM BALANCE MAINTAINED*

Preferential rates
Yes

Unlimited
transactions
Yes

Access to expert advice to help reach financial goals sooner

Full details
Key features and benefits
  • Manage your global HSBC accounts online on one screen with Global View1
  • Conveniently transfer money between your global HSBC accounts online with Global Transfers1 at a discounted fee
  • Free withdrawals at all HSBC ATMs in Canada
  • Free Telephone Banking and Personal Internet Banking transactions including bill payments
Other things you need to know
  • No Monthly Fee: when deposits and/or investment balances are $25,000 or more across eligible accounts
  • Monthly Fee: $25 per month, no minimum balance requirements
Next steps
View full eligibility criteria

Call us toll-free 1-888-310-4722

Find a branch

Like some help?

Contact us at 1-888-310-4722 if you have any questions about your application


 

Performance Chequing-Unlimited

INTERNATIONAL ACCESS
Yes

MONTHLY FEE: $13.95

Unlimited transactions
Yes

CANADIAN OR US FUNDS
Yes

Full details
Key feature
  • Unlimited transactions for one flat monthly fee3
Choose Performance Chequing-Unlimited if you…
  • Would like a convenient chequing account
  • Prefer to have all your everyday transactions covered in one monthly fee
  • Are a full-time secondary or post-secondary student and would like to benefit from a discounted monthly fee of only $4.00
  • Are 60 years of age or older, in which you will be exempt from the monthly fee4

Need help?

Call us toll-free 1-888-310-4722

Find a branch

 

Performance Chequing-Limited

INTERNATIONAL ACCESS
Yes

MONTHLY FEE: $4.00

FIRST 10 TRANSACTIONS: FREE
Yes

CANADIAN OR US FUNDS
Yes

Full details
Key features and benefits
  • Includes 10 free monthly transactions
  • Low $4.00 monthly admin fee3
Choose Performance Chequing-Limited if you…
  • Are looking for a regular chequing account
  • Make few monthly transactions

Need help?

Call us toll-free 1-888-310-4722

Find a branch

 

Account Reconciliation Work Sheet

Balance your bank statement
with this downloadable work sheet

Download
Use this work sheet to balance your bank statement:
  • Download, print and fill in the blanks
  • Follow the instructions on the form to see if your statement balances with your cheque record

Need help?

Call us toll-free 1-888-310-4722

Find a branch

HSBC Premier
A personalized world-class banking solution that provides unlimited day-to-day banking and exclusive benefits.

Learn more

HSBC Advance
Simplified everyday banking and easy access to your funds when you need them.

Learn more

New to Canada
Products, services and advice to help you settle in Canada.
 

Learn more

* The HSBC Advance package is comprised of 4 products: HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges brochure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.

®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

®3THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.

1Global View and Global Transfers are not available in all countries and territories where HSBC Premier and HSBC Advance is offered. Certain services offered by members of HSBC in Canada may be restricted or unavailable if you move to another jurisdiction or are in another jurisdiction due to the local laws of that jurisdiction. HSBC Group may, however, be able to provide similar services through its members in that jurisdiction. A full list of available countries and a demo can be viewed online.

2Some banks charge an additional convenience fee to use their ATMs which is not included in your HSBC Package account.

3Covers account related activity fees. Sundry services are subject to regular fees as outlined in the Statement of Disclosure.

4No monthly fee for customers 60 years or above effective from the date of request and subject to confirmation of birthdate.

Rates are subject to change without notice. For more information and to confirm most recent rates, please contact any HSBC branch.

®eSwitch is a registered trademark of D + H, Limited Partnership.

HSBC Advance is available for no monthly fee when you maintain $25,000 or more in eligible accounts, or for $25 per month with no minimal balance requirements.

Eligible Accounts

Eligible accounts include: Chequing, Savings, Tax-Free Savings, Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), and investments with HSBC Bank Canada, HSBC Global Asset Management (Canada) Limited, HSBC Investment Funds (Canada) Inc., and HSBC InvestDirect.