Advance MasterCard Canada | HSBC Canada

HSBC Advance Mastercard® card

Flexible options and valuable rewards

Available exclusively to HSBC Advance customers

  • Select your rewards program
    Choose between the HSBC Advance Rewards Program or the HSBC Advance Cash Back Rewards Program
  • Purchase protection
    Benefit from extra warranty protection on merchandise purchased with your HSBC Advance Mastercard card3
  • Car rental insurance
    Charge your car rental to your HSBC Advance Mastercard card and receive coverage for car rental collision damage3
  • Secure & efficient
    Reduce fraud with the embedded chip technology and save time with the contactless feature
  • HSBC Advance Relationship Bonus1
    Earn $150 Relationship Bonus every year when you charge $20,000 in eligible purchases2 to your HSBC Advance Mastercard card during a calendar year. The Relationship Bonus can only be applied to an HSBC Bank Canada residential mortgage or an HSBC Bank Canada personal savings account
  • No annual fee
    Get your first card and any additional cards added to your HSBC Advance Mastercard account, with no annual card membership fees

    View the Rates and Fees Information Box for details.
  • Travel protection
    Get peace of mind at home and abroad when you enroll in optional Travel and Medical insurance for a low annual fee of $69 (including taxes)3

Eligibility for HSBC Advance is subject to meeting qualification requirements.

®Mastercard is a registered trademark of Mastercard International Incorporated. Used pursuant to license.

1If you are eligible for the HSBC Advance Relationship Bonus, it will be applied to your HSBC Bank Canada Canadian dollar personal savings account in your name (either solely or jointly) or your HSBC Bank Canada residential mortgage to which you are a party. The HSBC Bank Canada mortgage account or HSBC Bank Canada savings account must be in good standing at the time of payment of the Relationship Bonus by us. If you do not make an account selection in time for the application of the Relationship Bonus, it will be applied to your HSBC Bank Canada personal savings account or, if you do not have an HSBC Bank Canada personal savings account, to your HSBC Bank Canada mortgage account. If you do not have either account, you will be ineligible for the Bonus.

2Eligible purchases means the amount of purchases of goods and services that are charged to your HSBC Mastercard Account except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases.

3Insurance Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®. ® Assurant Solutions is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card..

Are you eligible for an HSBC Advance Mastercard card?

View full eligibility criteria

How to apply

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HSBC Advance is available for:

  • No monthly fee if you have $25,000 or more in personal deposits and/or investments with HSBC Bank Canada or its subsidiaries, or obtain total aggregate personal mortgage balances of $150,000 or more with HSBC Bank Canada
  • OR for a monthly fee of $25 if the minimum balance requirements are not met

Eligible deposit and investment accounts include: Chequing, Savings, Tax-Free Savings, Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), and investments with HSBC Bank Canada, HSBC Global Asset Management (Canada) Limited, HSBC Investment Funds (Canada) Inc. and/or HSBC InvestDirect. Non-mortgage loans secured by an equity power mortgage, such as lines of credit, are not included.