MasterCard Credit Card Canada | HSBC Canada

Take advantage of convenient and flexible options, just for you

Apply for an HSBC MasterCard before May 31, 2015 to receive a Welcome Bonus of 3,500 Rewards Points or $25 Cash Back rebate with an approved HSBC MasterCard card. 1
3,500 Rewards Points can be redeemed for a $35 travel credit2!


  • Personalize your rewards
    Choose between the HSBC Personal Rewards Program or HSBC Cash Back Rewards Program for just $35 per year, per card
  • Annual Interest rate of 19.9%
    Interest rate applies to all purchases and cash advances on your HSBC MasterCard
  • Ease of use
    With the touch and go ease of PayPassTM, it can be faster than using your debit card
  • Security
    Chip & PIN technology ensures you are the only one using the card
  • Worldwide Acceptance
    Accepted at over 30 million establishments worldwide
  • Select the low rate option
    Reduce your annual interest rate to 12.9% and extend the grace period for just $25 per year (not available in Quebec)
  • Protection and peace of mind
    Receive the benefit of MasterCard Zero Liability3 in the event your card is used without your knowledge
  • Extended warranty4
    Receive double the manufacturer's warranty (up to 1 full year) for items purchased on your HSBC MasterCard

®/TM MasterCard is a registered trademark and PayPass is a trademark of MasterCard International Incorporated. Used pursuant to license.

1 The Welcome Bonus is 3,500 Rewards Points with the HSBC Personal Rewards Program or a $25 rebate with the HSBC Cash Back Rewards Program. Welcome Bonus will be awarded only if the completed application is received on or before May 31, 2015, you are approved for an HSBC MasterCard and you enrol in the optional HSBC Rewards Program at the time of application. Welcome bonus will be credited to your rewards account on the first transaction made with your HSBC MasterCard following enrolment. Residents of Quebec have the option to call HSBC MasterCard Customer Care to receive their bonus. Welcome Bonus is not available to existing HSBC MasterCard cardholders. Limit of one bonus per account. This offer cannot be combined with any other offer.

2 Based on current redemption levels. For information on redeeming Points for a credit towards eligible travel purchases made with your HSBC MasterCard, visit All rewards are subject to the applicable HSBC Rewards Program Terms and Conditions.

3 Zero Liability does not apply to MasterCard cards issued: to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of Canada. Under Zero Liability, the cardholder will not be liable for unauthorized use of their HSBC MasterCard under the following conditions: they are an individual that uses their MasterCard primarily for personal use, they have an account in good standing, they have exercised reasonable care in safeguarding their card, and have not reported two or more unauthorized events in the past 12 months.

4 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions®† companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificate for full terms, conditions and limitations. ®†Assurant Solutions is a Registered Trademark of Assurant Inc.

Sign up for your HSBC MasterCard today

How to apply