MasterCard Credit Card Canada | HSBC Canada

Take advantage of convenient and flexible options, just for you

  • Personalize your rewards
    Choose between the HSBC Personal Rewards Program or HSBC Cash Back Rewards Program for just $35 per year, per card
  • Annual Interest rate of 19.9%
    Interest rate applies to all purchases and cash advances on your HSBC MasterCard
  • Ease of use
    With the touch and go ease of PayPassTM, it can be faster than using your debit card
  • Security
    Chip & PIN technology ensures you are the only one using the card
  • Worldwide Acceptance
    Accepted at over 30 million establishments worldwide
  • Select the low rate option
    Reduce your annual interest rate to 12.9% and extend the grace period for just $25 per year (not available in Quebec)
  • Protection and peace of mind
    Receive the benefit of MasterCard Zero Liability1 in the event your card is used without your knowledge
  • Extended warranty2
    Receive double the manufacturer's warranty (up to 1 full year) for items purchased on your HSBC MasterCard



®/TM MasterCard is a registered trademark and PayPass is a trademark of MasterCard International Incorporated. Used pursuant to license.

1 Zero Liability does not apply to MasterCard cards issued: to an entity other than a natural person; primarily for business, commercial, or agricultural purposes; outside of Canada. Under Zero Liability, the cardholder will not be liable for unauthorized use of their HSBC MasterCard under the following conditions: they are an individual that uses their MasterCard primarily for personal use, they have an account in good standing, they have exercised reasonable care in safeguarding their card, and have not reported two or more unauthorized events in the past 12 months.

2 Coverage is underwritten by American Bankers Life Assurance Company of Florida and/or American Bankers Insurance Company of Florida, Assurant Solutions®† companies. All insurance is subject to limitations and exclusions. Please refer to the insurance certificate for full terms, conditions and limitations. ®†Assurant Solutions is a Registered Trademark of Assurant Inc.

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How to apply