Credit Card Insurance and Other Services| HSBC Canada

Insurance and Other Services



HSBC MasterCard Insurance & Assistance Services

Each HSBC MasterCard® comes with comprehensive insurance and benefits tailored for you. Refer to the applicable Certificate of Insurance for full details:

(Note: the HSBC Gold MasterCard is no longer offered to new applicants)

Optional Services

Get enhanced protection for your HSBC MasterCard with these optional services (available for an additional fee).

If you enroll in any optional products or services, you may cancel at any time and HSBC will issue a pro rated refund of the unused portion of any fees that you have paid (as a credit to your account). To cancel, you may contact Customer Care at the number on the back of your HSBC MasterCard.

Travel and Medical Insurance1

  • Travel and Medical Insurance gives you peace of mind knowing that you are protected against unexpected costs due to travel emergencies for unlimited trips up to 17 days.
  • Available for a fee of $69 annually (including applicable taxes).
  • For more information about Travel and Medical Insurance, please refer to the Travel and Medical Insurance Summary.
  • If you enroll in Travel and Medical Insurance, please refer to your Travel and Medical Insurance Certificate for full terms, conditions and limitations.
  • For more information or to apply, please call 1-866-406-4722.

Travel and Medical Insurance Distribution Guides

For Quebec cardholders that choose to enroll into the Travel and Medical insurance:

HSBC Advance MasterCard – Travel and Medical Distribution Guide
HSBC MasterCard – Travel and Medical Distribution Guide

(Note: the HSBC Gold MasterCard is no longer offered to new applicants)

Note: HSBC Premier World MasterCard and HSBC Premier MasterCard account holders automatically receive Travel & Medical Insurance as an inclusive benefit. Subject to availability.

Low Rate Option

  • Low Rate Option (not available in the province of Quebec) – add the Low Rate Option for an annual fee of only $25. Click here for more information regarding rates and fees.
  • The Low Rate Option is exclusively available with the standard HSBC MasterCard and HSBC Gold MasterCard.

    (The HSBC Gold MasterCard is no longer offered to new applicants.)

®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

1Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with your card. Read the Certificate of Insurance then keep it in a safe place with your other valuable documents, and take it with you when you travel.

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