Mortgages

Flexible options and competitive rates

Choose a mortgage solution that fits your needs and your budget

Hillside Village Description 2012 Premier Image Hillside Village
Account name Monthly fee Preferential rates Travel insurance Full details

HSBC TRADITIONAL MORTGAGE

5% DOWN

FIXED OR VARIABLE RATE

20/20 PREPAYMENT OPTIONS

 Full details
Brief highlights
Key features and benefits
  • Only 5% down payment required
  • Flexible, money-saving prepayment options
  • Competitive rates
Additional details
  • Perfect if you’re a first-time homebuyer or don’t have a large down payment
  • Preferred rates for HSBC Premier1 and HSBC Advance2 clients
Next steps
Apply online
Need help?

Call toll-free
1-888-310-4722

Find a branch

 

HSBC
EQUITY POWER
MORTGAGE

UNLOCK THE EQUITY IN YOUR HOME

OPEN OR CLOSED TERM

MINIMUM 20% DOWN

 Full details
Brief highlights
Key features and benefits
  • Lets you access up to 80% of the value of your home
  • Can provide you with cash advances or a secured personal line of credit
  • Access the funds you need, for whatever you wish, as long as you own your home
Additional details
  • Preferred rates for HSBC Premier and HSBC Advance clients
  • Combine different terms, rates, payment options, and amortization to best meet your needs
Next steps
Apply online
Need help?

Call toll-free
1-888-310-4722

Find a branch

 

HSBC
SMART SAVERS
MORTGAGE®

LEVERAGE YOUR SAVINGS

1, 3 OR 5YR CLOSED TERM OPTIONS

FIXED OR VARIABLE RATE

 Full details
Brief highlights
Key features and benefits
  • Links to your HSBC savings account to reduce your mortgage rate
  • The more you save, the lower your interest rate
  • Lets you pay down your mortgage faster
  • Maintain access to your savings
Additional details
  • Flexible options for additional payments each year
  • Preferred rates for HSBC Premier and HSBC Advance clients

HSBC Smart Savers Mortgage® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.

Next steps
Apply online
Need help?

Call toll-free
1-888-310-4722

Find a branch

 
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Buying an overseas property?

Call HSBC’s International Banking Services at 1-888-280-4722

HSBC Smart Savers Mortgage® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.

1HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.

2The HSBC Advance package is comprised of 4 products – HSBC Advance Chequing account, HSBC Advance Savings account, HSBC Advance MasterCard® and a personal line of credit with an introductory credit limit of $5,000. The chequing account, MasterCard and line of credit products are subject to credit adjudication and approval. When you have $25,000 in personal deposit and/or investments with HSBC Bank Canada or its subsidiaries, the monthly fee of $25 will be waived; if you do not have the minimum $25,000 your HSBC Advance Chequing account will be debited the $25 monthly fee. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments, cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges brochure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.

®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
®3THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.