* The annual percentage rate (APR) is based on a $ 200,000 mortgage for the applicable term assuming a property valuation fee of $250. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and non-interest charges associated with the mortgage. If there are no non–interest charges, the annual interest rate and APR will be the same.
All rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Some restrictions apply. Revenue property rates available upon request.
**Actual rate will vary depending on fluctuations to HSBC Prime Rate. Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Mortgage Rates above are applicable to First Mortgages only. Some restrictions apply.
*** Rates apply to traditional and Equity Power Mortgages. Rates subject to change without notice.
**** HSBC Smart Savers Mortgage rates assume no savings linked to the mortgage.
HSBC Smart Savers Mortgage® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.
HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Monthly banking package fees may apply.
The HSBC Advance package is comprised of four products — HSBC Advance Chequing account, High Rate Savings Account (additional fees may apply), HSBC Advance MasterCard®1 and access to a personal line of credit. The HSBC Advance Chequing, MasterCard and personal line of credit are subject to credit adjudication and approval. The monthly minimum balance for HSBC Advance is $25,000 CAD in combined personal deposit and/ or investments with HSBC Bank Canada or its subsidiaries. A monthly fee of $25 will be applied if your balance is below $25,000 CAD. New customers have three months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. Customers who have moved to Canada within the past three years (proof of landed immigrant, foreign worker or residency status is required) have 12 months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. HSBC Advance requires you to have an active HSBC Advance Chequing account. When applicable, the $25 monthly fee will be debited from your HSBC Advance Chequing account. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®2 payments , cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®3 ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges brochure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.
1MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.
2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.
3 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT.