The world is changing and retirement is changing with it.

HSBC’s latest report in The Future of Retirement series, Shifting sands, looks at how important issues like the ageing population, rising healthcare costs and long term low interest rates are affecting the retirement plans of people around the world.

This report, Shifting sands, is the fourteenth in the series and represents the views of 18,414 people in 16 countries and territories – including 1,003 people in Canada.

View the Canadian report

Retirement Tips & Tools

A secure retirement depends on the investment decisions you make today.

HSBC STEP Program Retirement Planner Do you know what it may take to create a secure retirement?
Use this calculator to help you create a simple retirement plan. Learn more
HSBC STEP Program RRIF Payments Calculator* Determine how much you should withdraw from your RRIF account each year. Learn more
HSBC STEP Program RRSP Tax Tips Learn how to make the most of your RRSP contributions. Learn more
HSBC STEP Program RRSP Loan Calculator* See how an RRSP loan could help jump start your retirement savings or catch up on available contribution room. Learn more
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2 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.

*This calculator, your use of it, and any results generated by it, are for illustrative purposes only and are not intended to provide specific financial, investment, tax, legal, accounting or other advice to you. You should not act or rely on the information provided without seeking the advice of a professional. Before you make an investment decision, we recommend that you consult with an investment professional who can help to ensure that your own circumstances have been properly considered and any action you take is based on the latest available information. Any forward looking results or projected returns presented by this calculator are only estimates and are based on assumptions that may turn out to be inaccurate or inapplicable. Actual results or returns may be materially different. The use of any historical rate of return should not be relied upon as past performance is not indicative of future performance. This is not an offer to sell or the solicitation of an offer to purchase or subscribe for any investment This calculator uses software under license from a third-party that is not a member of the HSBC Group.

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