Online Investing Services, Investment Products | HSBC Canada

Investing Products & Services

Discover a world of investment opportunities with HSBC

Achieve your short and long-term financial goals with HSBC's local and global investment expertise.

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GUARANTEED INVESTMENT CERTIFICATES (GICs)

CDN CURRENCY

REDEEMABLE & NON-REDEEMABLE

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Key features and benefits
  • Earn higher interest rates than Term Deposits, in most cases
  • Enjoy peace of mind with a safe, secure investment
  • Protect your principal and receive a guaranteed rate of return
  • Choose from a range of terms
Additional details
  • Minimum investment between $1,000 and $5,000, depending on term length
  • Compounded or simple interest, depending on which product1
  • Automatic renewal option2
  • Eligible for CDIC insurance
Next steps

Call us at 1-888-310-4722

Apply at an HSBC branch

1Interest is calculated daily, may be compounded, and is paid at the interval as opted by you based on the product you choose (which may be monthly, semi-annually, annually or at maturity).
2You can opt into our automatic renewal option when purchasing your GIC. If you don't notify us before maturity, we will automatically re-invest your deposit (either the principal only or principal and any interest earned) at the interest rate applicable on the date of renewal, to help maximize the growth of your savings. Consult your HSBC branch regarding any eligibility &/or restrictions with setting up an automatic renewal option on your GIC(s).

 

TERM
DEPOSITS

COMPETITIVE
RATES

REDEEMABLE
OPTIONS

VARIETY
OF TERMS

CURRENCY
OPTIONS

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Key features and benefits
  • Save with a secure investment that guarantees your rate of return
  • Choose from a range of terms
  • Redeemable prior to maturity1
  • Invest in several foreign currencies
  • Save faster with a tax-free TFSA term deposit
Additional details
  • Interest calculated daily, not compounded, and paid at maturity2
  • Automatic renewal option3
  • Canadian currency deposits are eligible for CDIC Insurance
Next steps

Call us at 1-888-310-4722

Apply at an HSBC branch

1Canadian Dollar and U.S. Dollar Term Deposits are redeemable prior to maturity with no interest paid. Foreign Currency Term Deposit is non-redeemable.

2Interest is calculated daily, not compounded, and is paid at the interval as opted by you based on the product you choose (which may be monthly, semi-annually, annually or at maturity).

3You can opt into our automatic renewal option when purchasing your term deposit. If you don't notify us before maturity, we will automatically re-invest your deposit (either the principal only or principal and any interest earned) at the interest rate applicable on the date of renewal, to help maximize the growth of your savings. Consult your HSBC branch regarding any eligibility &/or restrictions with setting up an automatic renewal option on your term deposit(s).

MUTUAL
FUNDS*

RANGE OF DIVERSIFIED FUNDS

EMERGING MARKET FUNDS

ACCESS HSBC'S GLOBAL EXPERTISE

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Key features and benefits

With on-the-ground expertise in over 80 countries, HSBC is ideally placed to offer you unique global investment opportunities:

  • Diversify your portfolio with HSBC mutual funds guided by HSBC investment specialists around the world
  • Tap into the world's fastest growing markets with HSBC emerging market funds supported by HSBC emerging market professionals
  • Grow your money in a managed portfolio that enables you to take advantage of the insights of some of the world's most respected and trusted names in the investment industry
Additional details
  • All HSBC mutual fund investments are RRSP eligible
  • Start investing with as little as $25/month (applies to Investor Series only)
  • Power your portfolio with emerging market opportunities recommended by HSBC Global Asset Management, one of the world's leading providers of emerging markets funds.
Next steps

Contact an HSBC Mutual Fund Advisor at
1-800-830-8888

Find a Branch


 

MANAGED
SOLUTIONS

DISCRETIONARY INVESTMENT MANAGEMENT

PRIVATE INVESTMENT MANAGEMENT

WORLD SELECTION® PORTFOLIO*

BROAD DIVERSIFICATION /REGULAR MONITORING

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Key features and benefits
  • Benefit from strategic investment management from local and global investment managers
  • Enjoy peace of mind knowing HSBC portfolio managers are monitoring world markets, to ensure your portfolio remains on track making regular adjustments to rebalance your portfolio and to ensure it reflects our investment views and outlook
  • World Selection® Portfolio1: Leverage local and global insights from on-the-ground investment teams with worldwide support
  • Private Investment Management2: Enjoy a customized investment solution that provides tailored strategies and attentive service
Additional things to know
  • World Selection® Portfolio requires a minimum investment of $50,000
  • Private Investment Management is ideal for personal holding companies, corporations, trusts, foundations, endowments, small financial institutions, and high-net-worth individuals
Next steps

Call toll-free at
1-888-310-4722

Find a Branch


®World Selection is a registered trade-mark of HSBC Bank Canada.
1Offered by HSBC Investment Funds (Canada) Inc.
2Private Investment Management is offered through HSBC Private Wealth Services (Canada) Inc.

 

HSBC
INVESTDIRECT

SELF-DIRECTED INVESTING

TRADES FROM $6.88

WORLD-CLASS RESEARCH AND TOOLS

GLOBAL REACH

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Key features and benefits
  • Build a globally diversified portfolio with access to over 30 international markets and the ability to trade directly online in North America, London, Paris, and Frankfurt stock exchanges
  • Access industry-leading investment tools and service
  • Receive a flat rate of HK$2881 for unlimited trades on the Hong Kong Exchange
  • Benefit as an HSBC Premier or HSBC Advance client with preferred pricing, including North American trades starting at $6.88 and up to 20% off international online trades2
  • Access a wide selection of investment opportunities: Equities and ETFs, Options, Mutual funds, Fixed Income, GICs and New Issues (IPOs)
  • Choose from a wide variety of account types
Additional details
  • HSBC Bank Canada was the first to offer online investing in Canada
  • Trade online and by telephone
  • Fast and secure access to online trading accounts
  • Peace of mind investing with HSBC InvestDirect's Security Guarantee
  • Access to outstanding client service to better manage your portfolio
Next steps

Call toll-free 1-800-760-1180

Open your InvestDirect account

Find a branch


HSBC InvestDirect is a division of HSBC Securities (Canada) Inc.
1The HK$288 commission applies for trades between HK$0-1,999,999. For trades HK$2,000,000 & over, 0.10% commission applies. Visit our Global Trading Commissions page for more details.
2Available on online equity trades on North American markets. Subject to conditions.

 

REGISTERED
PRODUCTS

TFSAs

RRSPs

RESPs

RRIFs

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Key features and benefits
  • Plan for a your child's or grandchild's education with an RESP1
  • Save for your retirement with an RRSP
  • Plan for income in retirement with an RRIF
  • Save as long as you like, for whatever you choose, with a TFSA
Additional details
  • In the case of RRSPs, RESPs and TFSAs, you can usually carry forward unused contribution room from year to year
  • Each investment type offers a range of options to suit your needs

1RESPs are offered through HSBC Investment Funds (Canada) Inc.

Next steps

Call toll-free
1-888-310-4722

Find a branch


 

WEALTH
MANAGEMENT

PREMIER RELATIONSHIP MANAGER

WEALTH
PLANNING

PRIVATE INVESTMENT MANAGEMENT

TRUSTS & ESTATE

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Key features and benefits
  • Receive the highest level of personalized service from professionals who understand the needs of clients
  • Benefit from strategic wealth management that leverages the insights of HSBC's worldwide network of research analysts and money managers
  • Access the expertise of banking, investment, wealth planning, trusts, and will and estate experts in Canada and abroad
Additional details
  • HSBC Wealth Management services are based on integrity and trust. We take a long-term approach to building, preserving and transitioning your wealth
  • Private Investment Management services are best suited for clients with larger and more sophisticated financial and investment needs
Next steps

Call toll-free
1-888-310-4722

Find a branch


Private Investment Management is a discretionary portfolio management service offered by HSBC Private Wealth Services (Canada) Inc.

 

* HSBC Global Asset Management (Canada) Limited is the manager and primary investment advisor for the HSBC Mutual Funds. HSBC Investment Funds (Canada) Inc. is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer. Their values change frequently and past performance may not be repeated. The unit value of money market funds may not remain constant.

HIFC is a direct subsidiary of AMCA and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island.