Investing in Mutual Funds | HSBC Canada

Mutual Funds

Avoid paying unnecessary commissions. Use your HSBC InvestDirect1 account to access more than 4,000 commission-free mutual funds.

Mutual funds provide an opportunity for you to pool your money with other investors, so that you can diversify your portfolio and own shares in professionally-managed investments.

Find the right funds

Why invest with HSBC InvestDirect?

  • Access to world markets – Trade on more markets than any other online broker in Canada, including key emerging markets
  • Low minimum purchase – Purchase many funds offered by HSBC InvestDirect with a minimum purchase amount of only $1,000 (or $500 within a registered account). Some fund companies may require larger purchases.2
  • Competitive rates – Pay no commission fee when buying or selling mutual funds. And as an HSBC Premier3 or HSBC Advance4 client you will also benefit with preferred pricing on equity trades, starting as low as $6.885
    View trading commissions
  • Disciplined investing – Get your money working harder for you sooner when you invest a set amount on a regular basis through HSBC InvestDirect Systematic Investment Plan
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    Learn more about HSBC InvestDirect
    Rates and Commissions

Read each fund’s simplified prospectus carefully before investing

Mutual funds are not guaranteed, and their values change frequently; past performance may or may not be repeated.

Mutual fund securities are not insured by the Canada Deposit Insurance Corporation.

1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.

2 Commissions, trailing commissions, management fees, and expenses, such as setup fees, may all be associated with your investment.

3 HSBC Premier eligibility requires you to have an active Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries. Please refer to the Personal Service Charges/Statement of Disclosure for fees which may apply.

4 The HSBC Advance package is comprised of four products — HSBC Advance Chequing account, High Rate Savings Account (additional fees may apply), HSBC Advance MasterCard® and access to a personal line of credit. The HSBC Advance Chequing, MasterCard and personal line of credit are subject to credit adjudication and approval. The monthly minimum balance for HSBC Advance is $25,000 CAD in combined personal deposit and/ or investments with HSBC Bank Canada or its subsidiaries. A monthly fee of $25 will be applied if your balance is below $25,000 CAD. New customers have three months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. Customers who have moved to Canada within the past three years (proof of landed immigrant, foreign worker or residency status is required) have 12 months from the date of account opening to consolidate the $25,000 CAD minimum balance without incurring the monthly fee. HSBC Advance requires you to have an active HSBC Advance Chequing account. When applicable, the $25 monthly fee will be debited from your HSBC Advance Chequing account. The HSBC Advance package includes Telephone and Personal Internet Banking withdrawals, bill payments, pre-authorized debits, Interac®* payments , cheques and unlimited deposits and withdrawals from any HSBC Bank Canada and THE EXCHANGE®** ATMs. Transaction fees will be charged for other services not included in the package, please refer to the Advance MasterCard® Rates & Fees as well as the Personal Service Charges brochure. If you do not wish to apply for the HSBC Advance suite of products, similar products are available separately by calling 1.888.310.4722 or visit a branch.

® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

®2Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

®3 THE EXCHANGE. User licensed in Canada by FICANEX Services Limited partnership on behalf of Fiserv EFT

5 Based on qualified trades. Available on online trades on North American markets. Subject to conditions.

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