Moving to Canada, New to Canada Banking | HSBC Canada

Moving to Canada

Financial guidance, tips and checklists to help you start your new life in Canada

Make your transition to Canada as seamless as possible with HSBC’s local and international resources and services – before you move or after you arrive.

           

Banking in Canada

BANK ACCOUNTS

BILL PAYMENTS

DEBIT CARDS

FUND TRANSFERS

Full details

Learn about everyday banking with HSBC in Canada. Topics include:

  • Types of bank accounts
  • How to open a Canadian bank account before you leave your home country or when you arrive in Canada
  • How to access your accounts and make transactions
  • Ways to transfer international bank funds to other countries
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Employment

EMPLOYMENT RESOURCES

JOB SEARCH TOOLS

SELF-EMPLOYMENT

Full details

Canada has a thriving economy with many employment opportunities. Use these resources to help you find a job:

  • Tools to prepare you for your job search
  • Resources to help you find the job you want
  • Steps to validate your credentials and upgrade your qualifications
  • Information on starting your own business
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Housing

RENTING A HOME

BUYING A HOME

REAL ESTATE AGENTS

Full details

Deciding where to live is one of the most important decisions you will make. Find information on how to rent or buy a home in Canada, including:

  • How to find the right home for your family
  • Things to consider when you are renting
  • Steps to take when purchasing a home
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Family Needs

SERVICES FOR FAMILIES

GRANTS AND BENEFITS

UNEMPLOYMENT

SERVICES FOR SENIORS
/ HEALTHCARE

Full details

Use this guide to find a variety of government services and community programs for children, seniors and families. Topics include:

  • Maternity and paternity benefits
  • How to register your new baby in Canada
  • How to get a Social Insurance Number (SIN)
  • Employment benefits
  • Information on seniors' benefits
  • What to do when you are sick
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Healthcare

MEDICAL INSURANCE

FIND A DOCTOR

PRIVATE INSURANCE

REGISTER FOR MEDICARE

Full details

Find out about the Canadian healthcare system and how it works.

  • Learn about Medicare, what it covers and how to sign up
  • Find out about private health care insurance
  • Learn how to find a family doctor
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Education

SCHOOL BASICS

PUBLIC VS. PRIVATE

UNIVERSITIES AND COLLEGES

Full details

Canada has a broad network of public and private schools and over 200 universities and colleges. Find out:

  • How to select the right school
  • How to apply to a Canadian University
  • What kinds of programs are offered at Canadian post-secondary institutions
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Products and Services

BANK ACCOUNTS

MONEY TRANSFERS

CREDIT CARDS

LOANS & MORTGAGES
/ INVESTMENTS

Full details

Find out how HSBC products and services can help you feel financially at home in Canada.

  • Open your Canadian HSBC Advance1 or HSBC Premier2 bank accounts before you arrive if you are an HSBC client
  • See how HSBC Advance for Newcomers can give you a financial head start
  • Apply for an HSBC MasterCard®
  • Arrange financing for a home mortgage or another type of loan
  • Invest in your family's future
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Transferring your credit history

TRANSFER YOUR CREDIT HISTORY

ESTABLISH CREDIT ONCE HERE

START IN YOUR HOME COUNTRY WITH HSBC

Full details

Find out how to keep the good credit you've worked hard to establish.

  • Discover how you can transfer your HSBC credit history to Canada if you are already an HSBC customer
  • Learn how HSBC Advance for Newcomers can help make it easier
  • Find out how to establish a credit rating once you are here
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

International Banking Centre

SET UP YOUR ACCOUNTS IN ADVANCE

GET A CANADIAN CREDIT CARD

TRANSFER YOUR CREDIT HISTORY

Full details

Set up your HSBC Canadian bank accounts before you arrive and get valuable financial advice from the HSBC International Banking Centre. We can help you:

  • Ensure your Canadian finances are accessible when you arrive
  • Obtain a Canadian credit card
  • Transfer your HSBC credit history to Canada
  • Review your banking requirements in Canada and abroad
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Getting Started in Canada Checklist

OBTAIN A HEALTH CARD

APPLY FOR A PASSPORT

OTHER VALUABLE RESOURCES

Full details

Access a wide range of information to ease the transition to your new life in Canada. Find out how to:

  • Apply for your permanent residency card, health card, passport, social insurance number and other important documents
  • Start a job search, enroll in school or upgrade your language skills
  • Search for a home and obtain insurance for major purchases
  • Find helpful community organizations
Next steps

Need help opening an account?

Already in Canada:

Email us

Have us call you

Find a branch

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Before you arrive in Canada
Visit your local HSBC branch in your home country for international account opening assistance.

 

Build your future with HSBC Advance


Learn more

1 HSBC Advance requires you to have an active HSBC Advance chequing account and:

• maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $25,000, or
• hold personal HSBC mortgage balances of $150,000 or greater.

Some exclusions apply. A monthly fee of $25 may be charged if you do not meet these minimum balance requirements (fee may change from time to time). For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

2 HSBC Premier eligibility requires you to have an active HSBC Premier chequing account and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries, some exclusions apply. For full details regarding eligibility and any fees which may apply, please refer to the Personal Service Charges/Statement of Disclosure.

® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

Need help?

Already in Canada:

Call us:
1-888-310-4722
(toll-free in North America)
or
011-604-525-4722 (collect calls accepted)

Email us

Have us call you

Find a branch