Borrowing, Personal Banking | HSBC Canada

Borrowing

Access the funds you need from HSBC – to buy a home, top-up your RRSP, finance a renovation, or purchase a car – with a flexible repayment plan that fits your budget.

 

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CALCULATOR

How much can you borrow for your home?

Determine the mortgage amount you qualify for, based on current household income and expenses, and the maximum price of home you can afford.


 

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CALCULATOR

Mortgage Payment Calculator

Mortgage payment amounts can change according to the length of your mortgage (amortization), interest rate, and payment frequency.


 

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CALCULATOR & VIDEO

HSBC Equity Power Mortgage Calculator

Access up to 80% of your home's equity and save on your current loan payments or invest in a home renovation.


 

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CALCULATOR & DEMO

HSBC Smart Savers Mortgage® Calculator

Earn interest on your savings while reducing your mortgage rate

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CALCULATOR

Save on your mortgage with an HSBC MasterCard®

See how earning HSBC Rewards Points on everyday spending can pay down your HSBC mortgage faster.


 

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CALCULATOR

Mortgage Prepayment Calculator

The Mortgage Prepayment Charge Calculator will calculate the prepayment charge you are required to pay if you decide to pay off all of your outstanding mortgage balance prior to the maturity date1.


 

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CALCULATOR

RRSP Loan Calculator

See how you can jump start your retirement savings, or catch up on contributions not made in previous years, with an HSBC RRSP Loan.


 

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CALCULATOR

Loan Payment Calculator

Determine your monthly loan payments using the Loan Payments Calculator.

HSBC Smart Savers Mortgage® is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.

®MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

1 Open terms are not subject to prepayment charges.

All calculators provided on www.hsbc.ca are for informational and general illustrative purposes only and may be based on assumptions, dates and projections that may not be correct or applicable.