HSBC Premier World Elite Mastercard - Overview

Enjoy a world of travel benefits and exciting rewards, including:

  • No foreign currency conversion charge
    Save on all your foreign currency purchases (even online) with no additional foreign currency conversion charges. Only the exchange rate will apply.
  • Enhanced rewards program
    Love to travel? Earn 3%1 in travel rewards on all eligible travel purchases2 (6 points per $1) and 1.5% in travel rewards on all other eligible purchases3 (3 points per $1).
  • 31-day insurance4 coverage
    Emergency Travel Medical insurance4. Enjoy longer trips with greater peace of mind.
  • $100 annual travel enhancement credit
    Redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.
  • Exciting travel benefits*
    • Receive a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey
    • Unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide5
    • 10% discount on select hotel bookings on your card with Expedia and Agoda
  • 24 hour worldwide+ assistance
    With an Emergency Cash Transfer to a maximum of $5,000 if your card is lost or stolen.
  • Annual fee: $149
    HSBC Premier clients receive a $50 annual fee rebate as part of HSBC Premier.
  • Annual Interest rate: 17.9%

Rates and Fees Information Box

Eligibility for HSBC Premier is subject to meeting qualification requirements.

+Travel Assistance Services may not be available in countries of political unrest and such countries may from time to time be determined to be unsafe and/or inaccessible.

*Learn more about these new benefits, and their restrictions, conditions and availability here.

1Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.

2Eligible travel purchases mean purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.

3Eligible purchases means purchases of goods and services that are charged to your Account, except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payments of existing debts, bets, lottery tickets, and gaming chips), less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees, do, not qualify as eligible purchases. See the HSBC Premier World Elite Mastercard Cardholder Manual for further details.

4Insurance coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and/or American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, their subsidiaries and affiliates, carry on business in Canada under the name Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided in your Cardholder Manual.

5The service is limited to up to four devices.

®/TMMastercard and World Elite are registered trademarks and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.
Issued by HSBC Bank Canada

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HSBC Premier eligibility

HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at