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HSBC Trust Company (Canada)
Quebec Immigrant Investor Program

On average, Québec welcomes nearly 45,000 immigrants a year who come from about 100 countries and participate actively in its economic, social and cultural development.

Are you interested in coming to Québec and participating in its economic development? As an applicant under the Quebec Immigrant Investor Program, you and your immediate family can gain permanent residence by satisfying the following government selection criteria:

Quebec Immigrant Investor Program

Investment Amount C$800,000
Investment Period 5 years
Interest on Investment 0%
Investment Security Guarantee from the Province of Quebec
Permanent Residency Must declare an intention to reside in the Province of Quebec
Business Experience Requirement Must have management experience in a qualified enterprise
Minimum Net-Worth Requirement Must have legally obtained net worth of at least C$1.6 million
Investment Requirement Must deposit C$800,000 for 5 years with Quebec Government, at 0% interest, through an approved Financial Intermediary
Other Requirements Must pass a medical and a security evaluation
Financial Intermediary HSBC Trust Company (Canada)
For more information Contact us

The Quebec Program is for investors intending to establish permanent residence in Quebec. The investment requirement under this program is C$800,000. HSBC is pleased to offer the choice of two attractive financing facilities, both of which include an attractive one year complimentary banking services and privileges with HSBC Bank Canada (details below):

Financing Option #1 - Up-Front Financing Package (Quebec):

This package is designed to assist you in completing the C$800,000 investment requirement. You remit to HSBC an up-front amount that comprises of all fees and interest cost for the 5-year loan. In return, we will advance a loan to complete the C$800,000 investment requirement under the Quebec Program. Once the loan is advanced, HSBC Trust will remit C$800,000 to the Quebec government on your behalf. No monthly payments are required to service the loan, and you will not receive any interest or capital return at maturity. The total cost of this Up-Front Financing Package (Quebec) is therefore limited to your initial remittance.

Financing Option #2 - Flexible Financing Package (Quebec):

Under this option, you must first complete the C$800,000 investment via your own resources (full cash), knowing that the Quebec government will fully repay it in 5 years, without interest. After obtaining your Permanent Resident Visa and settling in Quebec, you may apply for our Flexible Financing Package. This option provides you with a personal line of credit with HSBC Bank Canada, at prime rate of interest, using your C$800,000 investment in the Quebec Program as security.

Benefits – HSBC Premier

No matter which option you choose, you will automatically be eligible to benefit from HSBC Premier, our comprehensive suite of personal financial services, including:

  • Personalized one-to-one service with a Relationship Manager
  • Unlimited banking transactions in-branch, ABM1, by Telephone Banking, or online through Internet Banking
  • An unsecured line of credit at preferential rates (subject to credit requirements)
  • HSBC Premier MasterCard®, loaded with features and with no annual fee
  • Preferred interest rates on term deposits, GIC and personal loans 

1 Some financial institutions charge an additional convenience fee to use their ABMs which is not included in your HSBC Premier Package.

® MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.