Welcome to HSBC | Canada

Receive up to $700*
in cash back and rewards when you start banking with us.

Great moments in your life begin with a good change. When you switch to HSBC, we reward you with a welcome bonus to help you celebrate those moments that matter.

Here's how you can get started:

Open an HSBC Chequing Account1

Get up to $500 cash back when you open an account and

+ Make a minimum deposit2

+ Register for HSBC Online Banking2


Learn More

Apply for
a credit card

Earn up to $100 in rewards when you qualify for an HSBC Mastercard®1 and enroll in an HSBC rewards program4.

Learn More

Set up a
recurring payroll

Receive $100 cash back when you set up your recurring payroll within 3 months of opening your HSBC Chequing Account.

Learn More

Limited time offer until September 30, 2018. For full offer details, click here.

More reasons for you to bank with HSBC

In addition to the welcome bonus and the convenient ways to sign up or switch, we offer you these additional services:

One of the lowest mortgage rates in Canada

And get up to $1,000 cash back6 when you qualify for a new, eligible HSBC mortgage.

Credit card rewards to suit your lifestyle

Enjoy maximum flexibility and redeem your HSBC Mastercard points on your terms for travel, gift cards and more.

No INTERAC e-Transfer®2 fee

We waive the INTERAC e-Transfer® fee on all Canadian Chequing or Savings account.

Over 3,500 ATMs nationwide

Easily find one of 3500+ The EXCHANGE®3 network ATMs with our "HSBC ATM Locator" app. And enjoy no ATM fees9.

Issued by HSBC Bank Canada.

© Copyright HSBC Bank Canada 2018 ALL RIGHTS RESERVED.

*Terms and conditions apply.

1Eligibility requirements apply. This offer applies to successful applications received during the campaign period.

2The minimum deposit and the HSBC Online banking registration must be completed within 1 month of account opening. The minimum deposit required will vary according to the opened HSBC Chequing Account: (i) HSBC Premier Chequing Account, minimum deposit required is $25,000 CAD; (ii) HSBC Advance Chequing Account, minimum deposit required is $5,000 CAD and; (iii) HSBC Performance Unlimited Chequing Account, the minimum deposit required is $1,000 CAD. (iv) HSBC Performance Limited Account, the minimum deposit required is $1,000 CAD.

To be eligible for the welcome bonus, you and any individual holding the opened HSBC Chequing Account with you must not have held, prior to the start of the offer period, an account or other product with HSBC. The welcome bonus will vary according to the opened HSBC Chequing Account: HSBC Premier Chequing Account, welcome bonus is $500; (ii) HSBC Advance Chequing Account, welcome bonus is $300 and; (iii) HSBC Personal Chequing Account, welcome bonus is $100.

3HSBC Premier eligibility requires you to have an active HSBC Premier Chequing account, and maintain a $100,000 balance in combined personal deposits and investments with HSBC Bank Canada and its subsidiaries or reach a personal HSBC Bank Canada residential mortgage balances of $500,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

HSBC Advance requires you to have an active HSBC Advance Chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $25,000 or hold personal HSBC Bank Canada residential mortgage balances of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above six months after account opening. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

For full details regarding fees which may apply to Performance Chequing Unlimited or Performance Chequing Limited account, please refer to the Personal Service Charges / Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca/servicecharge.

4 For HSBC Mastercard accounts other than HSBC Advance Mastercard, HSBC Premier Mastercard and HSBC Premier World Elite Mastercard, each of the HSBC Personal Rewards Program and the HSBC Personal Cash Back Rewards Program is an optional service available for an annual fee of $35 per card issued on the account.

5 The Welcome Bonus is earned when you make the first transaction with your new HSBC Mastercard following enrolment. If you are a resident of Quebec, you can earn the Welcome Bonus by calling HSBC Mastercard Customer Care at the number listed on the back of your Card. The Welcome Bonus will be posted, redeemed or credited in accordance with the Terms and Conditions of the applicable HSBC Rewards Program or HSBC Cash Back Rewards Program. In particular, the cashback rebate will credited to your HSBC Mastercard account in January of the year following the year in which it is earned as long as your account is in good standing.

The Welcome Bonus will vary according to the opened HSBC Mastercard: (i) Premier World Elite® Mastercard is: 20,000 points; (ii) Premier Mastercard and (iii) Advance Mastercard is: 5,000 points or $50 cash back; (iv) HSBC Mastercard is: 5,000 points or $35 cash back.

Points are subject to the applicable HSBC Rewards Program Terms and Conditions and cash back rebate is subject to the applicable HSBC Cash Back Rewards Program Terms and Conditions.

6 Visit hsbc.ca/mortgage or in-branch for details and restrictions.

7 The term foreign transaction fees is a substitute for Foreign Currency Conversion charges.

8 The HSBC Premier World Elite Mastercard is available to HSBC Premier customers with a minimum $80,000 annual personal income (before taxes) or with minimum $150,000 annual household income (before taxes) or a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada). To qualify, you also need to be a Canadian resident and be the age of majority in your province of residence. Subject to credit approval.

9 Regular account transaction fees may apply per ATM transaction depending on your account package.

®1Mastercard and World Elite are registered trademarks of Mastercard International Incorporated. Used pursuant to license.

®2 Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

®3 THE EXCHANGE and Accel logos are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

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