HSBC Premier | Details | HSBC Canada

HSBC Premier World Mastercard® – Full Details

Experience a world of possibilities

Get the rewards and benefits you've earned, with a credit card that suits your global lifestyle

Choose your rewards

With an HSBC Premier World Mastercard, you can choose one of two HSBC Rewards Program.

  • HSBC Premier World Rewards Program
    Earn 2 Rewards Points when you make eligible purchases in foreign currency and 1.5 Rewards Points for gas, grocery and drugstore, when you use your HSBC Premier World Mastercard card.
  • HSBC Premier World Cash Back Rewards Program
    Earn 2% rebate on eligible purchases made in foreign currency and 1.5% rebate on gas, grocery and drugstore, when you use your HSBC Premier World Mastercard.

When you apply for an HSBC Premier World Mastercard, you choose the rewards, for no additional fee!

View the Rates and Fees Information Box for details.

Learn more

Travel benefits* designed around your lifestyle

Enjoy the exciting travel benefits that your HSBC Premier Mastercard® offers. It is the perfect partner to complement your lifestyle.1

LoungeKey Receive a complimentary membership to the LoungeKey program with your HSBC Premier Mastercard, offering you access to over 800 airport lounges worldwide. Please note that there will be a fee of US$27 (or foreign currency equivalent) per person for each visit charged to your HSBC Premier Mastercard.
Boingo Get unlimited Wi-Fi through Boingo at over 1 million hotspots worldwide. Connect up to four devices at airports, hotels and popular places around town.

Receive a 10% discount on select hotel bookings with Expedia and Agoda when you book directly through the HSBC Expedia or HSBC Agoda websites.

*Availability, restrictions and conditions, including terms and conditions of third parties apply. Please click here to learn more.

HSBC Premier Privileges

Enjoy access to a variety of travel, dining, shopping and entertainment offers around the world. Search offers by destination, merchant or category, or view travel insights and .

Preferred interest rate and repayment terms

HSBC Premier clients receive a preferred interest rate for purchases, cash advances and balance transfers, along with our longest interest-free grace period.

Extensive travel protection

Travel and Medical Insurance3 coverage of up to $1 million for you (as the Primary Cardholder), your spouse and dependent children travelling with you. Coverage for unlimited trips of up to 17 days per trip.

Emergency Travel Medical coverage includes

  • Hospital room and board charges
  • Ambulance expenses
  • Medical treatment by a physician
  • X-rays
  • Operations
  • Emergency accommodation
  • Drugs and medication
  • Rental of minor medical equipment
  • Emergency dental expenses

Other coverage includes

  • Trip cancellation insurance
  • Trip delay insurance
  • Baggage delay or loss insurance

Trip Insurance3
Common Carrier Accidental Death and Dismemberment Insurance, Unexpected Return Home Insurance.

Car Rental Insurance3
Rent your car with the HSBC Premier World Mastercard and receive automatic Collision Damage Waiver Insurance, Accidental Death and Dismemberment Insurance and Personal Effects Insurance.

Additional benefits with every HSBC Premier World Mastercard

  • Purchase and Extended Warranty Insurance3
    When you purchase an item on your card, you'll receive coverage for loss, theft or damage for 90 days from the purchase date. Your HSBC Premier World Mastercard also doubles the original manufacturer's warranty up to one additional year.
  • Save time with Tap and Go
    The contactless feature makes your shopping even easier. It's quick and ideal at places where speed is essential, like fast food restaurants, grocery stores, movie theatres, and gas stations.
  • Secure account transactions
    Chip & PIN technology helps reduce the possibility of your HSBC Mastercard being used by someone else.

Important Information about the HSBC Premier World Mastercard:

To apply for an HSBC Premier World Mastercard credit card, you must:

  • Have a minimum annual gross personal income of $60,000 or a minimum annual gross household income of $100,000
  • Be a permanent Canadian resident and have reached the age of majority in your province/territory
  • Be an HSBC Premier client

To qualify for an HSBC Premier relationship, you are required to open and maintain an active HSBC Premier chequing account, and maintain $100,000 in combined personal deposit and investment balances with HSBC Bank Canada and its subsidiaries. HSBC Premier monthly banking fees may apply (refer to the Personal Service Charges/Statement of Disclosure). The HSBC Premier World Mastercard is subject to credit approval. If you do not qualify for the HSBC Premier World Mastercard, you may be eligible for an HSBC Premier Mastercard or a standard HSBC Mastercard (which are subject to different rates, fees and features/benefits).

®/™Mastercard is a registered trademark and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.

1These travel benefits, other than Uber promo code, are available to the Primary Cardholder and Authorized Users of HSBC Premier Mastercard.

2Qualified airline purchases are purchases at merchants that are classified in the Mastercard network as airlines. Some merchants may sell airline tickets but are classified in another manner, in which case they are not treated as qualified airline purchases.

3Insurance Coverage is underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and American Bankers Insurance Company of Florida (ABIC). ABLAC, ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc.

Note: the HSBC Premier World Mastercard is no longer offered to new applicants.

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