TOGETHER,
WE ADVANCE

If they made a film of your life, who would be in the credits? Introducing HSBC Advance.

Welcome to HSBC Advance

HSBC Advance1 is a day-to-day banking service designed to simplify your banking, help you manage your money like an expert and provide you with tools to build your wealth.

HSBC Advance requires you to have an active HSBC Advance chequing account and:

  • Maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $25,000, or
  • Hold personal HSBC residential mortgage balances of $150,000 or greater
  • A monthly fee of $25 .00 will be incurred if the minimum balance requirements are not maintained

Enjoy exclusive Features and Benefits as an HSBC Advance customer

Unlimited day-to-day banking2 including:

  • Free withdrawals and deposits at HSBC branches

Preferential Rates & Benefits

  • Preferred rates and flexible pre-payment options on your personal HSBC Bank Canada residential mortgage
  • Automatically qualify for $8.88 commissions for North American equity trades with HSBC InvestDirect4

HSBC Advance MasterCard® card exclusive rewards program5

  • Choose between a Cash Back rebate or Points Program – both offered at no additional cost
1

HSBC Advance requires you to have an active HSBC Advance chequing account and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $25,000, or hold personal HSBC Bank Canada residential mortgage balances of $150,000 or greater. Some exclusions apply. A monthly fee of $25 may be charged if you do not meet these minimum balance requirements (fee may change from time to time). For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

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Unlimited day-to-day banking includes cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC telephone and mobile banking (Canada), withdrawals at more than 2,500 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.

®

Interac. Trade-mark of Interac Inc. HSBC Bank Canada authorized user of the trade-mark.

MasterCard is a registered trademark of MasterCard International Incorporated. Used pursuant to license.

3

Rebates for service fees you pay other banks (maximum $2.00 each) for transactions made at non-HSBC ATMs and non-THE EXCHANGE® Network ATMS

4

HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund. HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions.

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Rewards Terms and Conditions
The HSBC Advance Rewards Program is subject to the HSBC Advance Rewards Program Terms and Conditions