RRSP Loan, RRSP Loans | HSBC Canada

RRSP Loan

Get an RRSP Loan to help secure your financial future

An RRSP Loan is a great way to maximize your RRSP if you haven't reached your contribution limit. You can take advantage of the tax benefits today as you save for your retirement.

Key features and benefits

Choose an HSBC RRSP Loan to:

  • Maximize your RRSP contributions for the year
  • Catch up on any RRSP contributions not made in previous years
  • Take advantage of tax benefits now while saving for your retirement
  • Get a competitive interest rate1

Repayment details:

  • 1- to 5-year terms
  • Weekly, bi-weekly, or monthly payment options

You can also receive preferential Personal Loan rates1 if you are an HSBC Premier2 or HSBC Advance3 client.

1 Rates are subject to change without notice. For information and to confirm most recent rates, please contact any HSBC branch. Some restrictions apply.

2 HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

3 HSBC Advance requires you to have an active HSBC Advance chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000 or hold personal HSBC Bank Canada residential mortgage with original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at www.hsbc.ca.

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Apply for
an HSBC RRSP Loan today

Apply online

Visit a branch


For more information, call
1-877-840-4722








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