HSBC Mortgage

Mortgage your home, not your life.

Save with some of the lowest mortgage rates in Canada!

3.04%
(3.07% APR)*

5 year variable closed term mortgage rate

3.74%
(3.77% APR)*

5 year fixed closed term mortgage rate

Special offers

3.39%
(3.42% APR)*

5 year fixed closed term mortgage rate on a high ratio mortgage1

2.94%
(2.97% APR)*

5 year variable closed term mortgage. Switch rate offer2

Book an appointment Start pre-approval application3

Call 1-866-609-4722

Call 1-866-609-4722

Hours of Operation, Mon-Fri, 6AM-6PM PST

For a limited time, get a cash bonus of $1000 on a new, eligible HSBC Mortgage.4

Available to customers who purchase a new property and take a new mortgage or move their existing mortgage to HSBC Bank Canada.

Must apply for a mortgage by December 31, 2018.

Mortgage amount must be $300,000 or more with a closed term of five years.

Interest in other mortgage rates? We have you covered.

Expect more than just a great rate, we'll help you choose the right combination of rate and term to align with your lifestyle.

Special offers are only available for owner-occupied properties with an amortization of 25 years or less

TM Trademark of HSBC Bank Canada

Your use of this site, including this application, is subject to the Website Use Agreement which includes important terms about the security of the information you submit by this application. Your use of this site signifies your agreement to the HSBC Website Use Agreement. Your information is not stored on our systems if you do not submit this application. Whether or not you submit your application, your personal information can still be displayed by clicking the back button. For security, it is advised that you close your browser after using this site.

* The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. This rate is only available for Residential (Conventional) and Equity Power Mortgages of owner-occupied properties with an amortization of 25 years or less. Rates are subject to change without notice.

1High Ratio Mortgage is when customer obtains a personal mortgage with mortgage default insurance with HSBC Canada. For full terms and conditions click here.

2When you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC"). For full terms and conditions click here.

3 Mortgage pre-approval is available for a maximum mortgage amount of $1,000,000 CAD and applies to Traditional (Residential) or Equity Power Secured mortgages. Funds can be used for the purchase, or refinance from another financial institution. Owner occupied principal residence only. Single or multiple home owner applicants are allowed. Applies to single family dwelling and condominium/strata units only (excluding leaseholds and cooperatives). Application may be sole or joint applications (spousal or non-spousal) with a maximum of 2 applicants.

4 The promotional cash offer is available when you transfer a personal mortgage loan ("Mortgage") to HSBC Bank Canada ("HSBC") or new mortgages for residential home purchases, and does not apply to refinancing their existing HSBC Mortgage, assuming or porting the terms of an existing mortgage with HSBC. HSBC will credit the $1,000 cash back to the HSBC Chequing or Savings Account, where mortgage payments are made from, within 15 days of funding the mortgage. The HSBC chequing or savings account must be the payment account for the Mortgage for the term of the Mortgage. Fees may apply on some Chequing or Savings Accounts. Offer limited to one per eligible mortgage application. Subject to credit approval. For full terms and conditions click here.

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