Financial Planning Tools | HSBC Canada

HSBC InvestDirect Financial Planning Tools



Plan for financial success

Before you begin trading, develop a solid investment plan, taking into account your financial goals, profile (time horizon and risk), and limitations (financial knowledge and time available to invest).

Save for retirement

Building wealth and income for retirement is often a primary goal for investors. With an HSBC InvestDirect1 Retirement Savings Calculator2, you can:

  • Determine how much you need to save for the retirement you want
  • Compare the benefits and risks of different investment strategies
  • Evaluate your asset mix to determine your ability to reach your financial objectives

Ensure you have a steady income during retirement

You need the right strategy to make sure your savings will create the retirement income you need. Use the HSBC InvestDirect RIF Calculator3 to help you make the most of your money:

  • Develop a withdrawal plan to meet your income needs
  • Compare withdrawal options
  • Determine minimum required withdrawals
  • Estimate how long your RIF will fund your retirement

Manage your portfolio

With industry-leading tools at your fingertips, you can stay up to date and ensure that you stick to your plan, even during times of market fluctuation.


1 HSBC InvestDirect is a division of HSBC Securities (Canada) Inc., a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada. HSBC Securities (Canada) Inc. is a member of the Canadian Investor Protection Fund.

2HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions. Investors are responsible for their own investment decisions.

  The Information in the Retirement Savings Calculator is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you.

3HSBC InvestDirect does not provide investment advice or recommendations regarding any investment decisions or securities transactions. Investors are responsible for their own investment decisions.

  The Information in the RIF Calculator is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting or other advice to you.

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