Earn up to 70,000 Points1

Plus a full annual fee rebate for the primary cardholder in the first year2.

 

Apply for an HSBC World Elite® Mastercard® by September 27, 2021.

 

Starting August 27, 2021, the Cardholder Agreement and Initial Disclosure Statement of your HSBC credit card will be updated. Learn more.

HSBC World Elite® Mastercard®

Offer details

  • Receive a Welcome Bonus of 20,000 Points1a ($100 travel value) when you make your first purchase on your card plus

  • Earn 20,000 Points1b ($100 travel value) when you spend $5,000 in the first 180 days

  • Earn 10,000 Points1c ($50 travel value) for adding your first Authorized User

  • Earn 20,000 Points1d ($100 travel value) as an Anniversary Bonus

  • Receive a first year annual fee waiver for the Primary Cardholder2 ($149 value)

Quebec residents

  • Receive a Welcome Bonus of 20,000 Points1a ($100 travel value) when you make your first purchase on your card plus

  • Earn 50,000 Points1b ($250 travel value) if you keep your account open and active for 6 months

  • Earn 10,000 Points1c ($50 travel value) for adding your first Authorized User

  • Earn 20,000 Points1d ($100 travel value) as an Anniversary Bonus

Rates and Fees

  • Primary Cardholder Annual Fee: $149

  • Authorized user annual fee: $50 per card

  • Annual Interest Rate on Purchases: 19.9%

  • Annual Interest Rate on Cash Advances and Balance Transfers: 22.9%

Get one of Canada’s best travel cards, packed with benefits

No foreign transactions fees!³ Only the exchange rate will apply.
Earn 3%⁴ in travel rewards on all eligible travel purchases⁵ (6 Points per $1) and 1.5% in travel rewards on all other eligible purchases⁶ (3 Points per $1).
$100 annual travel enhancement credit⁷, redeemable towards select airline seat upgrades, airline baggage fees and airport lounge passes.

Multiple ways to get you started

To qualify for the HSBC World Elite Mastercard, you must:

• Have an annual individual income of $80,000 or $150,000 household income, or minimum of $400,000 in assets under management (based on liquid, investable assets with a financial institution in Canada).

• Be a Canadian resident.

• Be the age of majority in your province of residence.

1 The Welcome Bonus, the additional points offer and the fee rebate offer (not available in Quebec) for HSBC World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers.  The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.

 

1a The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard is approved.  The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite Rewards Program Terms and Conditions apply.

 

1b If you are not a resident of Quebec, you can receive the additional 20,000 Points if you make eligible purchases in the aggregate amount of $5,000 or more within 180 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the additional 50,000 Points if you keep your account open and in good standing for 180 days from your account opening or upgrade. This offer applies to approved HSBC World Elite Mastercard accounts for which an application is received between May 3, 2021 and September 27, 2021 and is not available for other types of HSBC credit cards. The additional Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The additional Points will be awarded approximately 180 days after account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.

 

1c To receive the one-time additional 10,000 Points for adding your 1st Authorized User Card you must have applied for your HSBC World Elite Mastercard account between May 3, 2021 and September 27, 2021 and you must add your first Additional Cardholder to your HSBC World Elite Mastercard account by November 29, 2021. The additional Points will be awarded approximately 60 days after November 29, 2021 and will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. No additional Points will be awarded for any subsequent Authorized User cards added to the Account. Only one 10,000 Point 1st Authorized User Bonus per account. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. Your account must be open and in good standing on the day the additional Points are credited.  This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Rewards Program Terms and Conditions apply.

 

1d To receive the one-time 20,000 Anniversary Bonus Points you must have applied for your HSBC World Elite Mastercard account between May 3, 2021 and September 27, 2021. Only one 20,000 Anniversary Point Bonus per account. You must keep your Account open, active and in good standing for twelve (12) consecutive months from the Account open date ("Anniversary Date"). The Anniversary Bonus Points will be awarded to your account the month following your 1st Anniversary Date and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your HSBC World Elite Mastercard account must be in good standing at the time Anniversary Bonus Points are awarded. No additional Points will be awarded for any subsequent Anniversary Dates. Only one 20,000 Anniversary Bonus Point offer per account. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.

 

2 This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between May 3, 2021 and September 27, 2021. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. For clarity, the rebate will only apply for the first year in which you have the applicable HSBC World Elite Mastercard.

 

3 The term "foreign transaction fees" is a substitute for Foreign Currency Conversion charges.

 

4 Earn 6 Points on every $1 of eligible travel purchases, up to a maximum of $50,000 in eligible travel purchases charged to your HSBC World Elite Mastercard in a calendar year. After reaching $50,000 in eligible travel purchases, you will earn 3 Points on every $1 of eligible travel purchases. Refer to the HSBC World Elite Rewards Program Terms and Conditions for complete details. Points earned on eligible travel purchases can be redeemed for rewards valued at up to 3% of the amount spent to earn them, and Points earned on all other eligible purchases can be redeemed for rewards valued at up to 1.5% of the amount spent to earn them. For example, $5,000 in eligible travel purchases earns you 30,000 Points, which can be redeemed for travel rewards valued at $150. Other rewards that require 30,000 Points for redemption may be valued at less than $150. Redemption offers may change from time to time.

 

5 Eligible travel purchases mean eligible purchases made from merchants that are classified in the Mastercard network as airlines, car rental agencies, hotels, cruise lines, passenger railways, tour operators, timeshares and travel agencies. Some merchants may sell travel services but are classified in another manner, therefore, purchases from such merchants are not considered to be eligible travel purchases.

 

6 Eligible purchases means the amount of purchases of goods and services that are charged to your Account except for quasi-cash transactions (which include purchases of wire transfers, travellers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments. Cash advances (including balance transfers and cheques), optional services, interest charges or fees do not qualify as eligible purchases. See the HSBC World Elite Mastercard Cardholder Manual for further details.

 

7 The Travel Enhancement Credit in the amount of $100 will be automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing.  It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account   The Travel Enhancement Credit must be redeemed within one year of the date it was made available or renewed.  At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year.

 

®/TM Mastercard and World Elite are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Used pursuant to license.