When your family is growing, your investments should be too.

At HSBC, we believe wealth is a part of overall wellness. We want to help support you with our investment products so you can become more financially resilient, now and into the future. A GIC is a secure form of investment, so you can gain peace of mind along with guaranteed returns. Get our best rate of 2.18% per annum on new deposits for 218-Day GICs from January 15, 2020 until March 31, 2020.

Get started:

Or Call us at 1-888-310-HSBC (4722)

For 218-Day Non-redeemable GICs, TFSA Redeemable Term Deposits and RRSP Fixed Rate Term Deposits receive this special rate:
Product
Term Deposit Amount per Certificate (CAD)
Rate (per annum)2
Non-redeemable GIC
218-Day1
$5,000 - $2,000,000
2.18%
TFSA Redeemable Term Deposit
218-Day1
$5,000 or more
2.18%
RRSP Fixed Rate Term Deposit
218-Day1
$500 or more
2.18%
For 218-Day Non-redeemable GICs, TFSA Redeemable Term Deposits and RRSP Fixed Rate Term Deposits receive this special rate:
Product
Non-redeemable GIC
Term 218-Day1
Deposit Amount per Certificate (CAD)
$5,000 - $2,000,000
Rate (per annum)2
2.18%
Product
TFSA Redeemable Term Deposit
Term 218-Day1
Deposit Amount per Certificate (CAD)
$5,000 or more
Rate (per annum)2
2.18%
Product
RRSP Fixed Rate Term Deposit
Term 218-Day1
Deposit Amount per Certificate (CAD)
$500 or more
Rate (per annum)2
2.18%

1 New deposits only. Minimum deposit amounts apply. Terms and Conditions apply. For full details, please read the Terms and Conditions.

2 Rate is subject to change without notice.

Why invest with HSBC?

With HSBC investments, you can become financially resilient, shed your money anxiety, and finally feel like you’re thriving—mind, body, soul, relationships, and money.

Guaranteed performance

Do you worry about achieving your goals?

GICs have guaranteed performance, so you can be at peace.

Safe & secure

Does money anxiety keep you up at night?

GICs have guaranteed performance, so you can get some sleep.

Competitive rates

Do you feel like you’re missing out on financial growth?

With some of the best rates in the market, you can feel confident your HSBC GIC is growing your wealth.

Offer details:

  • Interest is calculated daily, is not compounded and is paid at maturity.
  • For Non-redeemable GICs: Redemption or withdrawal of all or portion of the 218-Day Non-redeemable GIC prior to the end of the 218-day term is not allowed. If we permit you to withdraw prior to the end of the term, we will not pay you any interest on the withdrawn amount.
  • For TFSA and RRSP: For 218-Day TFSA Redeemable Term Deposits and 218-Day RRSP Fixed Rate Term Deposits, redemption or withdrawal of all or portion of the deposit prior to the end of the 218-day term is allowed. If you withdraw prior to the end of the term, we will not pay you any interest on the withdrawn amount. 
  • The funds used to make a deposit in the 218-Day Non-redeemable GIC, 218-Day TFSA Redeemable Term Deposit and 218-Day RRSP Fixed Rate Term Deposit must come from a source other than the balances held as of January 15, 2020 in any sole or joint account with HSBC Bank Canada or any of its subsidiaries, including deposit accounts (such as Chequing, Savings, Term Deposit and Registered accounts) or investment accounts (such as mutual funds, World Selection® Portfolio, Private Investment Management accounts and InvestDirect balances).
  • The 218-Day Non-redeemable GIC, TFSA Redeemable Term Deposit, and RRSP Fixed Term Deposit must be in Canadian currency.
  • For Non-redeemable GICs, the deposit must be made by an individual, either alone or jointly with other individuals. There is no limit on the number of GICs that can be made under this offer per customer, however, the total deposits made under this offer cannot exceed $2,000,000.00 CAD per customer. The 218-Day Non-redeemable GICs cannot be held in any registered account such as an RRSP, RRIF and TFSA.
  • For TFSA Redeemable Term Deposits and RRSP Fixed Rate Term Deposits: The deposit must be made by an individual holder of the TFSA and RRSP plan/account and be held in that plan/account. There is no limit on the number of term deposits obtained under this Offer per customer. Customers are solely responsible for determining whether any contribution to their TFSA or RRSP plan/account is within their contribution limits as imposed by applicable law.
  • The special interest rate offer may not be combined with any other offers.
  • We may change, withdraw or extend this offer at any time without notice.

Multiple ways to get started.

Need to talk to us?

Call 1-888-310-HSBC (4722)

† Terms and Conditions apply. Offer expires March 31, 2020. Interest rate is per annum and is subject to change without notice. Interest is calculated daily, not compounded and is paid at maturity. Minimum deposit amounts apply and offer is only available on new deposits. For full details see Terms and Conditions.

* Terms and Conditions apply.