Enjoy 4.00% per annum on HSBC’s 1-year Canadian Dollar redeemable, non-registered GIC.*

Limited time offer from September 1, 2022 to October 31, 2022. The special offer is also available for the 1-year TFSA redeemable GIC.

 

* Terms and conditions apply. All rates are subject to change without notice.

Flexible investment options for greater peace of mind

By knowing what your returns are, you can more easily plan for your future.

Get 4.00% per annum on HSBC’s 1-year Canadian dollar redeemable, non-registered GIC* and on a 1-year TFSA Redeemable GIC*.

 

*Terms and conditions apply. All rates are subject to change without notice.

 

For full details, please read the Terms and Conditions.

Get 4.00%(*) per annum.
Starting at only $500 CAD to a maximum of $5,000,000 CAD per customer(+).
Special offers are available from September 1, 2022 to October 31, 2022.

Multiple ways to get started

Need to talk to us? Call us at 1-888-310-HSBC (4722)

Frequently asked questions

Q: Is there a maximum I can invest in this offer?

A: The maximum total deposits made under each customer for the special offers is $5,000,000 CAD+.

 

Q: How is interest calculated?

A: Interest is calculated daily, not compounded, and is paid at time of redemption or maturity.

 

Q: Is this offer available for RRSP, RRIF or TFSA accounts?

A: This offer is available for TFSA accounts only. However, it is not available for RRSP or RRIF accounts. The term deposit must be opened by an individual holder of the TFSA account, as applicable, and must be held in that account. Customers are solely responsible for determining whether any contribution to their TFSA account is within their contribution limits as imposed by applicable law.

 

Q: How do I register for Online Banking as an existing HSBC customer? 

A: You can register for online banking here.

 

Q: I am new to HSBC, how can I invest in the 1-year redeemable, non-registered GIC or 1-year TFSA redeemable GIC online?

 

A: First become an HSBC Bank Canada customer by opening a bank account such as a Savings Account or Chequing Account digitally. Once your bank account is opened, you can fund it with an INTERAC e-Transfer® from another bank, use the Mobile Cheque Deposit feature within the HSBC app, or make an ATM or Branch deposit.

Not sure which savings or investment option is the one for you?

* Terms and conditions apply. All rates are subject to change without notice. Special offers are available from September 1, 2022 to October 31, 2022.

 

The 4.00% rate on the 1-year redeemable, non-registered GIC and 1-year TFSA redeemable GIC is per annum and as of September 1, 2022. Rate is subject to change without notice.

 

Interest is calculated daily, not compounded and is paid at time of redemption or maturity. 

 

Redemption or withdrawal of all or portion of the special offers prior to the end of the 1-year term is allowed, subject to the following:

• If the deposit is maintained for at least 90 days, then interest will be paid for the period up to the withdrawal. 

• If the principal is withdrawn within the first 89 days, then no interest will be paid.  

 

+ For each 1-Year TFSA redeemable GIC, the deposit must be made by an individual holder of the TFSA plan/account and be held in that plan/account.  There is no limit on the number of 1-Year TFSA redeemable GICs obtained under this special offer per customer.  Customers are solely responsible for determining whether any contribution to their TFSA plan/account is within their contribution limits as imposed by applicable law.

 

The special offer may not be combined with any other offers.