A flexible way to create a comfortable retirement
-
There's no minimum deposit1, so it's easy to get started with as little or as much as you like
-
Earn a higher interest rate as your balance increases
Start saving for your retirement today with the HSBC RRSP Variable Savings option.
Or call toll-free at 1-888-310-4722
Flexibility when you contribute, transfer or redeem
- Set up an automatic Monthly Investment Plan to make contributing easy. Your investment will grow faster and you won’t have to worry about RRSP deadlines
- Transfer your funds to a wide range of other HSBC RRSP investment options whenever you like2. There's no penalty or fee to do so
- Access your RRSP funds easily if unexpected circumstances arise, without paying an early redemption interest penalty3
| On the entire amount when your daily closing balance is: |
Current Rate |
|---|---|
| Up to $49,999 |
1.85% |
| Between $50,000 - $99,999 |
1.85% |
| Between $100,000 - $1,000,000 |
1.85% |
| On the entire amount when your daily closing balance is: |
Up to $49,999 |
|---|---|
| Current Rate |
1.85% |
| On the entire amount when your daily closing balance is: |
Between $50,000 - $99,999 |
| Current Rate |
1.85% |
| On the entire amount when your daily closing balance is: |
Between $100,000 - $1,000,000 |
| Current Rate |
1.85% |
No minimum deposit. Interest calculated daily and paid monthly. Interest is calculated up to the balance of $1,000,000 only, no interest will be paid on any portion over the balance of $1,000,000.
Rates are subject to change without prior notice. For information and to confirm most recent rates, please contact any HSBC branch.
1 No minimum deposit. Interest calculated daily and paid monthly. Interest is calculated up to the balance of $1,000,000 only. No interest will be paid on any portion over the balance of $1,000,000.
2 The government requires the Bank to withhold a percentage for taxes if redeemed and not transferred into another Retirement Savings Plan (RSP) vehicle.
3 All rates are subject to change without notice and are provided for information purposes only. For information and to confirm most recent rates, please call 1-888-310-4722 or visit an HSBC branch near you.
