When you see a better way to grow, go with it.

 

Saving for a special purchase or looking for a guaranteed rate of return on your investment? Get our best rate of 3.1% on new deposits for 15-Month GICs.

The great thing about RRSP season is that it rewards us for saving.  We also have special rates for new or renewals of 270-Day, 2-Year, 3-Year and 5-Year non-redeemable GICs or fixed rate and redeemable term deposits for RRSP and Tax Free Savings Accounts (TFSA)1.

 

 

15-Month offers

 

Product options

 

 

Term

 

Deposit amount (Canadian dollars)

 

Rate per annum

Non-redeemable GIC

 

 

15-Month

(New deposits* only)

 

$1,000.00 - $2,000,000.00

 

 

3.1%

TFSA1 redeemable term deposit

 

$1,000.00 or above

RRSP1 fixed rate deposit

 

$500.00 or above

*All rates are per annum and subject to change without notice. For 15-Month GIC offer, see terms & conditions for complete details. For 15-Month TSFA/RRSP offer, see terms & conditions for complete details. For how interest will be calculated, see below.
 

Or call us 

1-888-310-HSBC (4722)

Fixed Income Investment

Add to your income with monthly, semi-annual or annual interest payments based on the term you choose.

 

Product options

 

 

Term

 

Deposit amount (Canadian dollars)

 

Rate per annum

Non-redeemable GIC

 

 

 

270-Day

 

$1,000.00 or more

 

$5000 or more for Online banking

2.50%

2-Year

 

2.60%

3-Year

 

2.65%

5-Year

 

2.70%

*All rates are per annum and subject to change without notice. For GIC offers, see terms & conditions for complete details. For how interest will be calculated, see below.

Already an HSBC Customer? 

Or call us 

1-888-310-HSBC (4722)

Cashable Term Deposits

Enjoy the benefits of tax-free investment with competitive rates.

 

Product options

 

 

Term

 

Deposit amount (Canadian dollars)

 

Rate per annum

TFSA redeemable term deposit

 

 

 

270-Day

 

$1,000.00 or more

 

$5000 or more for Online banking

2.50%

2-Year

 

2.60%

3-Year

 

2.65%

5-Year

 

2.70%

*All rates are per annum and subject to change without notice. For TFSA offers, see terms & conditions for complete details. For how interest will be calculated, see below.

Already an HSBC Customer? 

Or call us 

1-888-310-HSBC (4722)

Secure Retirement Investments

Earn a competitive rate of return for your retirement.

 

Product options

 

 

Term

 

Deposit amount (Canadian dollars)

 

Rate per annum

RRSP fixed rate deposit

 

 

 

270-Day

 

$500.00 or more
2.50%

2-Year

 

2.60%

3-Year

 

2.65%

5-Year

 

2.70%

*All rates are per annum and subject to change without notice. For RRSP offers, see terms & conditions for complete details. For how interest will be calculated, see below.

Or call us 

1-888-310-HSBC (4722)

Why invest with HSBC?

Guaranteed performance

Grow your wealth the guaranteed way.

Safe & secure

Enjoy peace of mind knowing your fixed-term investments are in safe hands.

Competitive rates

With some of the best rates in the market, it’s easier than ever to decide on investing  in an HSBC GIC.

Offer details.

Multiple ways to contact us

Other investment offers that may interest you.

Invest and receive up to a $3,5002 transfer-in bonus

Receive 3.5%3 on new deposits in an HSBC TFSA High Rate Savings account.

*Terms and conditions apply.

The funds used to make a deposit in the 15-Month non-redeemable GIC must come from a source other than the balances held as of January 7, 2019 in any sole or joint account with HSBC Bank Canada or any of its subsidiaries, including deposit accounts (such as Chequing, Savings, Term Deposit and Registered accounts) or investment accounts (such as mutual funds, World Selection Portfolio, Portfolio Investment Management accounts and InvestDirect balances). There is no limit on the number of GICs that can be made under this offer per customer, however, the total deposits made under this offer cannot exceed $2,000,000.00 CAD per customer

1 For TFSA redeemable term deposit and RRSP fixed rate deposit, the deposit must be made by an individual holder of the TFSA or RRSP plan/account and be held in that plan/account. Customers are solely responsible for determining whether any contribution to their TFSA or RRSP plan/account is within their contribution limits as imposed by applicable law.

2 Terms and conditions apply. Offered by HSBC Investment Funds (Canada) Inc. HSBC Investment Funds (Canada) Inc. (“HIFC”) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island.

AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus, Fund Facts, and other disclosure documents before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

3 Terms and conditions apply.  All interest rates are per annum. Interest is calculated daily, regular interest is paid monthly and bonus interest is paid at the end of the promotion period.