When a new route presents itself, go with it. 


Getting you the best return on your investments is always our priority. And now for a limited time, when you contribute to a new or existing HSBC Tax Free Savings Account (TFSA) High Rate Savings Account (HRSA) you’ll receive a bonus interest rate of 2.35%, until the end of the promotion period. This will be in addition to the regular interest rate on new contributions* up to a combined maximum of $50,000.




Total Funds in Canadian Dollar High Rate Savings Account


Bonus Interest Rate (%)

(paid on new contributions only)



Regular Interest Rate (%)

(paid on the entire TFSA HRSA balance)


Total Interest Rate on new contributions during promotion (%)


All Balances








All rates are per annum and subject to change without notice. No interest is paid on the portion of the balance in excess of $1,000,000.00. For full details, read the terms and conditions here. See below for how interest will be calculated. 

Start saving today.
Offer expires March 31, 2019. 

Existing customer?

Call 1-888-310-HSBC (4722)

Why invest with HSBC?

Make your savings account pay you

Get the best return possible from your TFSA High Rate Savings Account.

Tax sheltered saving

Choose investments that are tax free, and have the freedom to withdraw your funds when you need them.

Flexibility & choice

Earn a high rate on your investment, plus have the flexibility to access your funds at any time.

Offer details

Multiple ways to contact us

Other investment offers that may interest you

Also available are special rates for new or renewals of 270-Day, 2-Year, 3-Year and 5-Year non-redeemable GICs.

Transfer-in your funds and receive up to a $3,500² bonus when you invest with us

* The funds must come from a source other than any of your HSBC TFSA accounts. New contributions from your unregistered accounts (such as HSBC chequing and savings accounts), and TFSA transfers from other financial institutions are eligible for Bonus Interest. Bonus Interest is calculated daily on the portion of the daily closing balance of your HSBC TFSA HRSA(s) that represents the increase in both that account and your total HSBC TFSA contributions since the start of the promotion and is paid at the end of the promotion.  

Terms and conditions apply. Except as set out in the promotion, all regular terms and conditions related to each account will remain in effect during and after the promotion period. This Promotion may be amended, extended or cancelled at the sole discretion of HSBC at any time without prior notice. HSBC reserves the right to refuse or terminate any individual’s participation in this promotion if HSBC has concerns about or discovers abuse of the proper and intended operation of the Promotion. Visit www.hsbc.ca and click “View Today’s Rates” for current posted rates for HSBC TFSA High Rate Savings Account (CAD).

1 The 15-Month non-redeemable GIC must be in Canadian currency. Minimum deposit is $1,000. Interest rate is subject to change without notice. There is no limit on the number of GICs that can be issued under this offer. However, the total deposits made under this offer cannot exceed $2,000,000.00 CAD per customer. Redemption or withdrawal of all or portion of the deposit held in the 15-Month non-redeemable GIC prior to the end of the 15-Month term is not allowed. If we permit you to withdraw prior to the end of the term, we will not pay you interest. We may change, withdraw or extend this offer at any time without notice.

2 Terms and conditions apply. Offered by HSBC Investment Funds (Canada) Inc. HSBC Investment Funds (Canada) Inc. (“HIFC”) is a direct subsidiary of HSBC Global Asset Management (Canada) Limited (“AMCA”) and an indirect subsidiary of HSBC Bank Canada, and provides its services in all provinces of Canada except Prince Edward Island. AMCA is a wholly owned subsidiary of, but separate entity from, HSBC Bank Canada and provides its services in all provinces of Canada except Prince Edward Island.

AMCA is the manager and primary investment advisor for the HSBC Mutual Funds. HIFC is the principal distributor of the HSBC Mutual Funds. HSBC Mutual Funds are also distributed through authorized dealers. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus, Fund Facts, and other disclosure documents before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation, HSBC Bank Canada, or any other deposit insurer or financial institution. The net asset values of all mutual funds, including the HSBC Mutual Funds, may change frequently and any past performance may not be repeated. For money market funds, there can be no assurances that such funds will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.