Top of main content

Earn up to 1,000,000 points1 with a new, eligible HSBC mortgage

Plus, get one of Canada’s lowest mortgage rates.

Terms apply. Offer valid until September 3, 2023

Get prequalified for a mortgage today. Learn how much of a mortgage you may qualify for.

Mortgage your home, not your lifeTM

With the new HSBC mortgage rewards offer, for every $200,000 of mortgage balance, you earn 200,000 points, up to a maximum 1,000,000 points1 – valued at $5,000 in travel2. That’s enough for two round trip tickets to many places around the world.

For mortgages in the amount of $200,000 or more with a 3-year fixed closed term or greater, and our 5-year variable rate closed term, the points will be awarded to an HSBC World Elite® Mastercard®. For complete offer details, please read the Terms and Conditions here.

Learn more about the HSBC World Elite® Mastercard® and eligibility criteria here.

Get one of Canada’s lowest mortgage rates:

5.44% (5.49% APR+) 3-Year Fixed Closed

4.79% (4.79% APR+) 5-Year Fixed Closed High Ratio3

4.99% (5.02% APR+) 5-Year Fixed Closed

5.80% (5.83% APR+) 5-Year Variable4 Closed Purchase/Switch


Enjoy peace of mind with a 120-day rate lock-in period, giving you valuable time to choose your dream home.

Not ready to pack your bags? Take the cashback

Receive up to $3,000 cashback when you open a mortgage with HSBC.

This offer is available to customers who purchase a new property and take a new mortgage with HSBC, or move their existing mortgage from another financial institution to HSBC.

Check-out our mortgage Cashback offer Terms and Conditions here.

Looking to get the most out of your home?

A Home Equity Line of Credit can provide you with the funds to tackle any upcoming project and provides convenient access to cash.

Unlock your home’s potential with a Home Equity Line of Credit.

Apply for a Home Equity Line of Credit5 at HSBC Prime Rate + 0.00% (6.70%APR)

Mortgage Calculators

Affordability, flexibility and personal service are built into every HSBC mortgage solution. Our tools are here to help.

Multiple ways to get started

Need to talk to us? Call us at 1-888-310-HSBC (4722)

Frequent asked questions

Listening to what you have to say about services matters to us. It's easy to share your ideas, stay informed and join the conversation.