Low interest variable rate Small Business Term Loans
Do more for your small business with a special discounted variable interest rate below Prime Rate6 for up to 3 years.
Focus on what really matters
As a small business, you’re always on the lookout for opportunities that are to your advantage. HSBC Fusion brings your personal and business accounts onto one platform and gives extra support and services tailored to you.
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Award-winning small business banking
Winner of “Best Small Business Bank in Canada” by Cosmopolitan Business Awards 2022.4
Small Business banking that puts you in control
Everyday banking accounts
- Conveniently manage your business transactions on the go with online banking and our mobile app
- Get support from a dedicated Business Relationship Manager
- Select from a range of accounts for your needs
- Make the most out of your money with our $0 High Rate Savings Account
Small Business lending
- Access funding when you need it with Lines of Credit or Loans at competitive rates
- Apply online and get a lending decision quickly with HSBC eCredit™
Small Business payment solutions
- Our payment options let you easily receive funds from customers and pay your vendors worldwide
- Understand where your business stands with real-time information and customizable data management tool
- 24/7 access to multilingual support
HSBC BusinessVantage® Mastercard®
- Choose between 1% cashback** or reward points*** to get more value out of your spending on eligible purchases
- Get immediate rebates of up to 25% when you use your card at participating merchants
- Keep track of expenses with our online tools
HSBC Fusion: empowering your business and personal banking
Get more out of banking with HSBC Fusion. Manage your small business and personal accounts in one place, with one point of contact for all your banking needs. Plus, get extra services to help you thrive at work and at home.
Multiple ways to get you started
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$100* cashback on Small Business Chequing accounts for Newcomers
Whether you arrived recently or still abroad, you can open a Small Business Chequing Account and receive a $100* cashback.
Professionals Banking Program
For professionals running small businesses. Get specialized pricing for both your small business and personal needs.
Payment Solutions
Support to manage your business cash flow. HSBC helps you accept various payment choices so you can easily receive funds from customers and make payments to vendors, all while tracking your transactions.
Issued by HSBC Bank Canada.
® HSBC BusinessVantage is a registered trademark of HSBC Holdings plc used under license by HSBC Bank Canada.
* Terms and Conditions apply.
** Cash Back rebate is earned on most purchases charged to an HSBC BusinessVantage Mastercard account, less credits for returns, refunds and adjustments. No rebate is earned on cash advances, optional services, interest charges or fees. Cash Back rebate is accumulated and credited to the individual HSBC BusinessVantage Mastercard account annually on the January statement (for the prior year), provided the account is in good standing. Please refer to the HSBC Cash Back Rewards Terms and Conditions for complete details and conditions.
*** Rewards Points are awarded for most purchases charged to an HSBC BusinessVantage Mastercard account, less credits for returns, refunds and adjustments. No Rewards Points are earned on cash advances, optional services, interest charges or fees.
1 HSBC Advance requires you to have an active HSBC Advance chequing account and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $5,000, or hold a personal HSBC Bank Canada residential mortgage with an original amount of $150,000 or greater. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the conditions above. For full details regarding any fees which may apply, please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at hsbc.ca.
2 HSBC Premier requires you to have an active HSBC Premier chequing account, and maintain combined personal deposits and investments with HSBC Bank Canada and its subsidiaries of $100,000 or greater, hold a personal HSBC Bank Canada residential mortgage with original amount of $500,000 or greater, or have income deposits of $6,500 within a calendar month plus confirmation of $100,000 or more in assets under management in Canada. Some exclusions apply. A monthly fee will be charged if you do not meet at least one of the eligibility criteria above. For full details regarding eligibility and any fees which may apply please refer to the Personal Service Charges/Statement of Disclosure available at any HSBC Bank Canada branch or online at hsbc.ca.
3 Unlimited day-to-day banking includes cheques, withdrawals and deposits at HSBC Branches and ATMs in Canada, HSBC Telephone and Mobile banking (Canada), withdrawals at more than 3,500 ATMs on THE EXCHANGE Network and Interac® debit purchases at retailers across Canada.
4 For Cosmopolitan The Daily award information, visit site: https://cosmopolitantdaily.com/awards/award-winners-2022/
5 Terms and conditions apply.
6 Terms and conditions apply. Offer expires December 8, 2023. All applications, rates and credit amounts are subject to approved credit. The Prime Rate is subject to change. Some credit applications may not qualify for these low interest offers but may still qualify for a credit offer.
TM HSBC eCredit is a registered trademark of HSBC Holdings plc, used under license by HSBC Bank Canada.
®Mastercard, Cirrus and Mastercard Easy Savings are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
® Trademark of INTERAC Inc. Used under license.